"I used most of the transfer to purchase grains for family consumption. I also used the remaining amount to buy my family new clothes." (Country: Kenya)

"l spent the transfer on building iron sheets , l also bought food." (Country: Kenya)

"I have planned to pay my husband hospital bill and rebuild my house." (Country: Kenya)

"I am planning to buy oxen, which will assist me when am ploughing my farm. Some part of the money will be used to add more stocks in my small shop, I will also buy cement and sand which I will use to plaster my house" (Country: Kenya)

"I am planning to buy materials to be used to construct a toilet and use the rest of the transfers to pay for a driving course for my orphaned granddon. I am also planning to pay school fees for orphaned daughter who is in secondary school." (Country: Kenya)

"We are planning to buy cement, sand, nails and timber, these will be used to repair our house. The remainder of the transfers we will buy two oxen and an plowing machine to used in our farm." (Country: Kenya)

"I am planning to buy nails, timber and iron sheets with the first transfer. The second transfer transfer we will buy cement and sand, these materials will be used to build ourselves a better house. The last transfer we shall use to purchase oxen and a plowing machine so we can have an easier time tilling our farm." (Country: Kenya)

"I have planned to rebuild my house and buy a few house hold furniture's." (Country: Kenya)

"I have planned to pay school fees and buy a new boat to use for fishing activities." (Country: Kenya)

"I have planned to build a house for my son who can not build for himself." (Country: Kenya)