"I have planned to rebuild my house and buy house hold furniture's." (Country: Kenya)

"We have planned to rebuild our house and set up a small business for my wife." (Country: Kenya)

"I am planning to spend my transfer on building a toilet, I will also buy two bulls for ploughing my farm and one dairy cow. The remaining amount I will spend on paying school fees for my children who are in secondary school and also to buy some wire mesh so that I can fence my home." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my three children where one is in Eldoret University, the other is in Kabianga University and other in Mawego Technical. I will use part of the transfer to increase my stock of chicken where I can sell them and get food to eat." (Country: Kenya)

"I am planning to buy cement so that I can plaster my house, the rest of the transfers I will inject as capital into my small business. The business entails buying fish from Lake Victoria in bulk and reselling the fish in the village." (Country: Kenya)

"I am planning to buy cement and sand so that I can plaster my house. The second transfer I will use to pay fees for a certificate course in early childhood education at a nearby college and build a toilet. The third transfer I will save for my child who is in class eight so that if she is supposed to join secondary school next year I will have fees for her." (Country: Kenya)

"We are planning to pay school fees for our child who is joining secondary school this year and the rest of the transfers we will use to start a small business dealing in second hand clothes" (Country: Kenya)

"I am planning to iron sheets for my roof, cement and sand to be used to repair my house, I will also buy household furniture as currently I have none." (Country: Kenya)

"I am planning to buy iron sheets, cement, nails and wood, these we will use to construct a house. We will then use the rest of the transfers to start a small business or kiosk in order to get some income." (Country: Kenya)

"I am planning to buy a cow so I can get milk from it. I will then buy sand and cement so that I build a house, the remainder of the transfers I will use to pay school fees for my children." (Country: Kenya)