"I am planning to spend my transfer on building a toilet as we don't have one currently, I will pay school fees for my two kids who are in secondary school,my home is not fenced so I will use part of the cash on buying wire mesh so that we can fence it and to dig a borehole so that we can have water that we can use at home." (Country: Kenya)

"I have planned to build my own house since my husband left me without a house." (Country: Kenya)

"I have planned to set up a business since at the moment I don't have a job." (Country: Kenya)

"I have planned to rebuild my house which is small and pay school fees for my children." (Country: Kenya)

"We are planning to start a small business, the business will involve buying sardines in bulk from Lake Victoria and selling them to the surrounding villages. We also plan to buy materials that will be used to our house." (Country: Kenya)

"We are planning to pay school fees for my two children who are in secondary school with the first transfer. The other transfers we will use to buy materials to be used to enlarge our house." (Country: Kenya)

"We are planning to expand our business, this will accomplish by using the transfers as capital injection into our existing business." (Country: Kenya)

"I am planning to inject more capital into our small business, so our profits can increase, some of the transfers will also be used to buy household items." (Country: Kenya)

"I am planning to buy some more iron sheets and cement so that I can enlarge my house, I will also buy some livestock and hopefully if some cash remains I will furnish my new house." (Country: Kenya)

"We are planning to buy iron sheets and cement so that we can build a new house as our current house is dilapidated .I will also use some part of the transfers to furnish my house." (Country: Kenya)