"I spent my third transfer on purchasing a decent second table in my house and a bag of maize that we ate as a family . I also bought untensils and started a business selling fish in the neighborhood to get my daily income, I am glad that I nolonger depend on the odd jobs anymore."

"My proudest achievement is I built a semi-permanent house after my husband past away, I can now harvest rain water from the roof when it rains and use it for cooking and drinking."

"I spent my third transfer on buying building materials that I used to build a more spacious house. I have been staying in a leaky, old house that was so squeezed for my family. The remaining I spent on buying a solar lamp for lighting. Using a tin lamp was proving to be a health hazard due to the smoke it produces. My children are also able to stay awake for long hours studying without the fear of the lights going off."

"My life is different than it would have been in that, I stay in a decent spacious house and my child has joined the university which is a big step, I don't know how I could have managed this ."

"I had constructed a house using my previous transfers but it was not complete yet,so when I received my third transfer,I plastered it. The remaining amount I spent on buying corn for my family consumption and a cupboard for keeping my utensils."

"I had started a business of starting a business of selling liquor. I have a bar,and from this business we are now able to meet our family needs."

"Were it not for the transfer,I could have never owned any cattle. It it could have taken me ages to have even one."

"My life is different than it would have been if I never received the transfer in that my children have a place to sleep comfortably at night unlike before were they had to spend at the neighbors place and they have also settled well in school after paying their school fees which could not have been the case."

"I spent my third transfer on paying school fees for my brother-in-law who was left under my care as the parents are not able to cater for his school needs. The remaining I spent on repairing my house that was so old-fashioned. I fitted glass windows and steel doors that has face lifted my house."

"I spent my third transfer on paying school fees for my son who is taking a teaching course at a Teachers Training college. The remaining I spent on boosting my corn business that gets me more income that helps me see my children through school."