"Getting fish from a far off place was difficult because I had to use fare, so when I received my third transfer I used the whole amount on purchasing a fishing net and a boat that my children operate. I am glad that currently I get fish nearby and this has greatly increased my profits because they also allow me to buy the fish at a cheaper price that hence selling for a high amount in our local market."

"I am a horticultural farmer and during drought, watering the farms become so hectic as I have to carry the water on my head and make so many so trips. So when I received my third transfer, I bought a generator and pipes for pumping the water that takes a much shorter time and less energy. I also irrigate a large piece within a very short time. The remaining I spent on buying food for my family consumption."

"I used a larger portion of my third transfer on my mother-in-law's funeral expenses who passed on the same day I received the money. I also used part of the money to buy a cow that I'm planning to sell in future to help me in paying my child's school fee."

"My house had just burnt down and I never had anything in my possession, so when I received my third transfer, I built a new house and a kitchen where I can cook from. The remaining I spent on paying school fees for my children in primary school."

"I used the whole of my third transfer to plaster my house because I had a mud house which was so dusty and costly to maintain in terms of smearing it every time."

"I used a larger portion of my third transfer to buy two cows. I did this because I have not paid my wife's dowry so I have the plan of using them to settle her dowry. I then used part of it to buy a few households that we lacked."

"I spend my third transfer cementing my house and now I am happy living a clean environment. I also paid school fees for my two children who are in high school and college respectively."

"We are different now because we own land since my husband sold all the land before he died. We have been doing casual labour in order to purchase food in order to support the family but now I have some 3 acres of land mortgaged to me, which I cultivate crops for the family. "

"I used to be single and jobless but when I received the cash transfer I was able to marry and start up my own business something that I could have not been able to do."

"I used a bigger portion of my third transfer on plastering my house because it was almost falling down. I then used a portion of it to buy food for the family."