"My life is different than It would have been in that I stay in a decent house and no longer worry about the leaky roof during rainy seasons and fixing a stronger door has been my pride."

"The two cows I bought with the third transfer my spouse took the advantage of my absence when I went to father's burial he sold them. The remaining amount I spent on my father's medication unfortunately he passed on all in all I am happy I gave my father a good send off."

"I spend my third transfer on paying off dowry which I never knew I could as a result since I have gained respect between my in laws and my spouse truly speaking I am happy with a peace of mind."

"The biggest hardship I have ever faced in life was in the year 2003 when my mother passed away. I was only three years old. Indeed this was so traumatizing to me because I missed the parental love."

"The achievement I am proudest of in my life was my good performance in KCPE in 2016. I managed to score 314 marks which enabled me to secure an admission at Kitambo secondary school despite me coming from a humble background."

"The biggest hardship am currently facing is how to provide food,bedding and cloths for my family."

"The biggest hardship I am currently facing is paying school fees for my child who is in high school. I am forced to go for loans from group savings that are within the village to sustain him in school whenever he is sent back home, paying back the loan with interest is costly too."

"My life is different in that I have land that I will cultivate on and sell some to take my children to school. I now have less stress than before since I didn't have enough land to cultivate."

"My life is different in that my standard of living has improved and life is less stressful since I can now take good care of my family."

"I spent the larger percentage of my third transfer on plastering the inside and outside part of the main house which looks good right now and bought food that we ate as a family."