"I spent my third transfer on plastering my house that was so full of dust. My floor is now free from the dust that made my children had flu almost all the time. The remaining amount I spent on buying corn for my family consumption and clothes for my children too."

"I spent my third transfer on paying school fees for my children in college and another in secondary school. I always had to borrow loans from our table banking groups to clear the arrears. This did not happen when I received my third transfer."

"I spent my third transfer on plastering my house that was initially made of mud. The remaining I spent on buying a bull for ploughing and some school uniforms for my three children in primary school."

"I spent the larger part of my third transfer on plastering the floor of my house and now I am happy staying in a clean house that has also resulted to reduction of insect infestion mostly jigger infection on my family member's feet .I also bought calf."

"I am a business woman vending second hand clothes from being a casual labor of which I spent my third transfer on starting this business.I am now living life positively since I can provide for my family with their basic needs without alot of hustle which I used to pass through to a point I was branded a begger in the village and truly speaking being independent is the greastest joy I have.I also spent part of my money on buying a calf and paying school for my child who is in high school."

"Its reached a point where my child had to stay home for three weeks out of school due to school fees arrears and I could see the saddness accompanied with loss of hope on her face hence I spend my third transfer on paying school fees for her , I feel soo happy now she is in school studying without worries of being sent home for school fees.I also bought sofa set seat with part of the transfer."

"I spent my third transfer on buying cement and sand that I used to plaster my earthen house. I also bought bedding and furniture as the ones I had had worn out and given that in my area there is always droughts,I bought a donkey that helps me in carrying water long distances. I do not have to carry the water on my head."

"If I had not recieved the transfer, I would not be in position to aquire my assets such as cattle and garden "

"If I had not received the transfer, I now would be admiring those that got. But I am happy that I got it because I was able to get back my land and I am going to cultivate in it with out worrying or spending more money for hiring other people's gardens."

"I spent my third transfer on buying building materials that I used to build a new kitchen after I decided to do away with the old one. The remaining, I decided to buy paint that were used to paint my newly construed house using my previous transfers. My house is so neat now."