"I had started constructing a permanent house using my previous transfers but it was not complete yet,so when I received my third transfer,I bought the remaining materials for completion of the house. Even though it is not complete,I am hopeful that I will complete it soon. I was tired of smearing with mud which was even expensive as I always had to buy water and the soil all the time I wanted to smear."

"I spent my third transfer on buying building materials that I used to build a new house after the one I had been too old. The remaining I spent on buying bulls for ploughing. This had relieved me from ploughing with my bare hands which was quite hectic."

"I spent my third transfer on buying barbed wire and poles that I used to fence my compound. When I left my belongings outside,I could not find them as people would just pick given that the compound was not fenced. I can now find my items as I felt."

"It could have taken so long to built a new house given that we only depend on my husband's menials earnings that could not sustain our living alongside other projects like constructing a house. I am glad I managed to build a new house early enough."

"Having a small retail shop business has always been my goal hence I spend my third transfer on starting this initiative which has taken my living standard on to a new level since at the moment from the profits of this business ,I am able to feed my family and educate my children as well. I spent part of the money on my wife's medication."

"I am happ with the peace that I have restorted after building a traditional house for my son (simba ) with my third transfer since he no longer has to walk for a distance in search of a place to sleep most probably at my neighbors and this situation would endanger my sons life.I also bought an ox."

"I spend my third transfer paying off dowry for my wife hence I am proud that I have the full custody of my lovely wife since I used the right traditional path to marry her."

"Bought a cow"

"Sickness"

"I spent my third transfer on sinking and constructing a pit latrine after the one I had collapsed. The remaining I spent on school fees payment for my daughter who is taking a course in actuarial science at the university."