"I spent my third transfer on starting a small business of KSH 20000 and took the balance to the bank for saving to educate my children in future."

"I spent my third transfer on finishing my house that i had began with the second transfer. Since my first house was small n I was not able to build a spacious one before."

"I spent my third transfer on buying iron sheets nails and poles. I had a small house that had rusted iron sheets that made me get a new spacious house. I also built a kitchen which I did not have for cooking."

"My new goal is to start my own salon which will enable me to serve my customers from a central point. Through this business am intending to buy a piece of land where I would settle with my children since am staying with my brother at the moment."

"My life will have changed because i will getting more income, I will have started a business that will boost me."

"I spent my third transfer on buying bags of cement to cement my house, since the one I had was mud covered. I bought seats since i dint have good seats and bought steal windows n doors for good security."

"I spent my third transfer on buying building materials poles,iron sheets, nails and steel door. I am planning to build a spacious house since the one I have is very small, with only one room."

"I would have bought enough Iron sheets and start building my house"

"I spent my third transfer on paying off dowry .I paid school fees for my child and added six iron sheets to build my homestead."

"I now have a peace of mind because I recieved the transfer than before when I didn't receive the transfer. My family and I have personal assets."