"I spent most of the transfer to buy cow bull for farming, this will save me from hiring people to work on my farm which has been very expensive. I also spent the transfer to pay school fee for my child who is in college."

"I spent most of the transfer to pay school fee arrears for my children who were almost dropping out of school because of the arrears. The remaining balance l spent to buy clothes for my children."

"I spent the whole of the transfer to build a spacious comfortable house, since l was staying in very small house that could not accommodate me with my family."

"I spent the whole of the transfer to buy motorcycle and gave it to my spouse to use it to carry people from one place to another and this has really improved our standard of living being that we can never miss something to eat in a day. "

"I spent part of my transfer settle a hospital bill for my child that costed me 4,000 KES. A week later my three years old child passed away. It was painful but I thank God for the transfer because it made it easier monetary wise to organize for his funeral. I spent the remaining amount on funeral arrangements. I return my gratitude to the entire GD fraternity."

"I do not have any new goal."

"The biggest hardship I am faced with is having to take care of the children alone as a single parent."

"The biggest hardship I am faced with is inadequacy of money to cater for the scolastic needs of my children. "

"The biggest hardship i face is lack of money to pay fees and build ironroofed house for my family. "

"The biggest hardship which i face in my life is how to get money for medication in case the child falls sick ."