"I used the third transfer to renovate my house because it was mud house and at the same time it was too small to fit my big family. I'm now happy the house is spacious enough to fit my family. The house is now neat too and I do not have to repair it after every rainy season because I plastered it which is a long-term solution."

"I used my third transfer to build a new house because my previous was too small to fit my large family and in bad condition. I'm now happy I have a spacious decent house that fits my family so well."

"I spent my third transfer on cementing my house into a semi - permanent house and now I am happy that I no longer smear my previous mud house more frequently for maintainance reasons mostly when it rains since the rainfall always destory it especially on heavy rainny seasons . I also paid part of the school fees for my child who is in secondary school ."

"I combined my second transfer to the third one and built a new and more spacious house in a my own compound.I also cleared my children's school fees and bought other house items."

"I used my third transfer to plaster my house,to buy sofa sets and other household items."

"I do not have any new goal."

"I had two children in secondary school and one in college,so I used most of my third transfer to pay their school fees.I also bought steel windows to fix in my house which was windowless before and two goats."

"Apart from my earlier plans, I would want to have electricity in my house."

"I spent part of my third transfer to pay my children's school fees then used the rest of it to buy new welding materials and other machines for my workshop because my workshop had been vandalized and all my machines and equipment stolen."

"I used my third transfer to renovate my house by plastering a few rooms that had not been plastered yet then payed my school fees with the rest."