"I spent my transfer on buying cement and steel door which I used in improve the status of my house. I also leased in land which I planted since I did not have any land of my own to cultivate."

"My husband used the money to buy two cows and other items that he used to pay my dowry."

"I spent the cash to repair my house by buying one truck of sand and 15 bags of cement. I used the resources to do some nice repairs on my house. Apart from that, I also used part of the money to pay school fees for my children in addition to buying them school uniform."

"I did spend my third transfer to settle school fees for my children. I spent 5,000 KES on fees, I bought a mattress, cooking pots and repaired my house that costed me 37,000 KES. I as well bought three bags of maize each at 2,000 KES. This really moved me from one level to another in terms of my living standards."

"I used my third transfer to build my son house because he was sleeping at a neighbor's house before and this was very inconveniencing to them.I also wanted to fence my compound with the rest of the money but I could not complete the project because the remaining amount was not enough."

"I had built a house with my second transfer and used the third transfer to complete and furnish it.The rest of the money was used to pay my children's school fees."

"I did spend my third transfer to purchase iron sheet, timber, nails, and a sofa set that added up to 47,000 KES. I needed to build my own hence decided to buy building materials to finish the building projected that I had started earlier. As we speak currently I live in my own house together with y family."

"I spent my last transfer on livestock such as two cows worth 23000KES and two goats. The rest of the money was used to buy household items and foodstuff."

"I used the last transfer to buy cement, sand and other construction materials that i used to do some finishing on my house. In addition to that, I also bought fishing nets that I use during my fishing expeditions."

"I now own a cow and I was able to pay school fees in time."