"I did spend my transfer to settle school fees for my son and daughter in high school, I paid 20,000 KES. The remaining amount I spent on my wheat flour business. I added to my stock and increased my profit margin. This business has been of great help till date. I am truly great for the support. It has improved our living standards."

"The same week when I received the third transfer my spouse had just passed on, so I used the money on her funeral expenses."

"I did spend my transfer to purchase a sofa set that costed me 8500 KES, two bags of maize at 12,000 KES. I as well bought three goats at 13,500 KES. I had a fee arrears in school hence was never given my form four certificate but I was able to pay the arrears that was 5,000 KES. The remaining amount was spent in my household expenses. I can courageously say that GD has impacted in my life greatly."

"I spent my third transfer to expand my house because my bedroom was too small to accommodate my house hold items.I also bought maize for family consumption."

"I used part of my third transfer to build a new home because I was still staying at my parents-in-law's home. I felt I was old enough to own my own home and that's why I decided to build my home. I'm now happy and I feel more independent having my compound. Part of the money I used to buy a bag of maize for family consumption."

"I spent most of the transfer to fix steel door and windows for security purposes.l also spent the transfer to start business of selling cereals to get my daily income and to be independent . The remaining balance l spent to buy food."

"I spent most of the transfer to buy building materials as l am planning to build a house being that l am staying in a rental house, which is very expensive. The remaining balance l spent to pay hospital bill since was very sick. "

"I spent most of the transfer to pay school fee arrears for my children who have been staying home sometime for school fee arrears , l also spent the transfer to pay debt that l borrowed from my friend . The remaining balance l spent to start a small scale business of selling cereals."

"I spent the whole of the transfer to build a house in my own home where l can control everything as compared to before when l was staying at my in-law's home where there was a lot of restrictions. "

"I spent the whole of the transfer to my build a house in my own home where l am now free and comfortable to do my development without restrictions being that l was staying in a rental house."