"The biggest hardship I have faced in my life is thw drought which leads to poor harvests hence little food for the family"

"Receiving this money is very good news to me.I have always wanted to have a small piece of land to till and plant food crops for my family but i have never had resources to help me achieve this.With this money I will be able to lease a piece of land as well as remain with some to improve my home"

"If I never received the money, by now my husband would not have paid dowry to our place. I'm now proud my husband having settled my dowry."

"Receiving this money means a lot in my life. Never have I ever seen such an amount of money in my life. My life will change in totality. First, I would buy a dairy cow for my family, secondly I would want to build a better house for my family and start a small business to sustain my family."

"As we speak, we hardly have anything as an asset for the household. Our children who are in various schools have drained almost everything within the household. Receiving this money would mean that we can bring back some of the things we used to have and which will go a long way in helping us meet most of our daily needs. We also have students to support in various schools."

"Receiving this money is a great blessing to me.I have had a lot of financial problems especially with my children's education.Since their father left us to live elsewhere i am left to shoulder all responsibilities alone hence this money will really help me cover much of those expenses"

"I spent my transfer to buy two mattresses because we did not have decent sleeping material.I also bought clothes and shoes for my children because their clothes were almost getting torn and they did not have school fees."

"I spent my transfer to make a boat to help me in fishing. This costed me 15,000 KES. I am into fishing business hence thought it wise to make my own boat. I also bought a cow that costed me 14,000 KES. I have always desired to own a cow of my own hence went ahead and purchased one. The remaining amount I spent on food and household expenses."

"I spent my transfer to build my family a house. I did this because I did not have a house for my family I was putting up in a rental. But now I have a good home for my family this makes me happy and at peace."

"I received my third transfer when my mother was seriously sick and unfortunately later she died hence I spent my third transfer in burial preparation for my beloved mother and also clearing medical bill."