"The biggest hardship we are facing is inadequacy of farmland. Most of our 1acre of land is covered by rocks. Besides, we lack finance for purchasing more and better land. Hence, we live below our initial expectations and desires."

"Receiving this money means I am going to own a house. I will be living happily in my own house unlike now that I live in my late grandparents house."

"Receiving this money means I am going to have a reliable source of income. I am planning to buy a second hand motor bike which I will use in ferrying people around the village and make money. "

"I was very happy because I had never received such huge a mount of money before ."

"Death has been so cruel in both my nuclear and extended family. I lost my first born daughter some years back and then followed by my daughter-in-law both of whom left their children under my care. Being jobless, I have struggled alot in trying to provide for them and this for me has been my biggest hardship I have ever experienced. "

"I spent my third transfer to pay school fees for my child who was in secondary school .I also boosted my cattle business with the remaining balance because this is the only source of income I depend on to support my family"

"Receiving this money means I am going to open up a new business of buying maize from the local farmers and sell to the suppliers. I am going to have a second source of income. "

"Receiving this money means I am going to own a dairy cow and my children are going to be healthy because we will no longer buy milk but get from our cow. "

"I spent my transfer to put up a home, I bought iron sheets,nails and polls that I used to build my house.I am very happy and thankful to Give directly, they enabled me own my own home since that was my greatest dream.I also bought house hold item."

"The biggest hardship I have faced in my life is lack of enough money to start a new business, I have always been thinking of running a business but I have not got enough money and that has been a challenge."