"I did spend my third transfer to finish building my house that I started upon receiving my second transfer. I spent a bigger amount to purchase cement at 30,000 KES and a steel door worth 7,000 KES. The remaining amount I spent on my household expenses. I did not have a house but now I do have thanks to GD."

"I spent my transfer to buy a mattress, blanket and utensils worth 6,000 KES for my household. I also bought a cupboard worth 8500 KES, spent 25,000 KES to boast my business and that of my husband. This transfer really brought a big difference in my life."

"I spent the third transfer to complete constructing the permanent house I had started constructing with the previous transfers. I'm happy the house is almost done, and we'll soon relocate to it."

"I used my third transfer to build a more spacious house because the one I was staying in was too small and could not comfortably accommodate my growing family.I also bought maize for consumption."

"I spent part of the third transfer on clearing my children's school fee so that they could have enough time for their studies. Part of the money I used to boost the boutique business I had. I'm glad the business is doing great and I'm able to comfortably meet my family needs."

"I spent my transfer on buying iron sheets, three tables and three plastic chairs which I really needed in my house. I also paid for medical expenses when I gave birth and bought requirements for the new-born baby."

"I used the third transfer to plaster my house so that the walls are not washed off by rains, this will enable the house last longer."

"I used the third transfer to buy livestock (a cow and goat) for rearing so that after sometimes after they have given birth I'll sell their young ones to raise money to build a kitchen because I do not have a kitchen currently."

"I used the third transfer to purchase building materials (a truck of sand, cement, iron sheets) which I used to both build a kitchen and plaster my house respectively. I didn't have a kitchen, and I was forced to cook in the open air which gave me hectic time because of wind and rain."

"I have a good house, steel door and I no longer spend so much in buying kerosene since i have solar system which helps in lighting in the house at night."