"I spent the third transfer on renovating my house because it was so dusty and at the same time its condition was bad. My house is now neat and I do not have to repair it everytime because I plastered it which is a long term solution."

"I spent my third transfer on constructing a house because I did not have a house, and I was staying in a rental house. People used to look down upon me because I did not have a house but now I'm a proud woman because I own a house and I do not have to budget for house rent monthly."

"I spent my transfer on buying cement and sand which I used in plastering my house so that it may look presentable. I also bought iron sheets which I used in expanding my house."

"I spent my third transfer to buy a second hand motorbike because I do motor bike taxi business, initially I was using a friends motorbike though it he was not reliable sometimes he could come and take it even without alerting me early, and I used to feel offended hence I got motivated to buy mine."

"Receiving this money means a lot to me since I shall use it to expand my sign writing business. From the business, I shall be able to earn extra income thus become independent."

"I spent my transfer to build my house. 25,600 KES was spent on cement, I paid labor worth 10,000 KSH, bought a window at 9,000 KES and the remaining amount I spent on household expenses. Currently I own a house thanks to GD I am so great full."

"Receiving this money will greatly change my life and that pf my family.We have a very small piece of land which cannot even produce enough to feed my family hence when i receive i will be able to acquire another one"

"The biggest hardship i face is inadequacy of money for building ironroofed house."

"My biggest hardship is paying of bus fare for my children to and from school daily since we do not have any schools within our community."

"The biggest hardship i face is lack of money for buying aplot to build a house. "