"The biggest difference in my daily life is that, I now own a bull that am using with the one of my neighbour for opening up land for agriculture."

"When I reeived my first transfer, I had a lot of joy and shared with my spouse my experience."

"The biggest hardship I have faced in my life was losing both my parents at the same time. I had to be self dependant at an early age, and this has made me not to pursue my secondary school education. "

"After starting that business,I will relax a bit because I will take break from hard labor jobs which will also greatly affect my life positively."

"My wife and I separated two years ago and she left all our children under my care.Taking care of them as well as meeting their food and education needs alone is the biggest hardship i have faced in life"

"My mother passed away when I was still very young, I was left in the hands of my old grandmother. Life was very difficult becauae she was not enable to look after us well but thank God He has really assist us upto now. This has been the biggest hardship I have faced in my life."

"I expect my life to change in that I will have a calf by then and will have opened a kiosk."

"The moment i recieved the money, i felt so happy and i thanked God for giving givedirectly a good heart to distribute money in a very good way."

"The moment i recieved the money, i was so happy, and i thanked God for bringing givedirectly to us. "

"I expect my life to change in terms decision making and also to be more financially independent."