"I expect my life to buy a bed, a cow and buy sheep especially for visitors."

"My life is different than it would have been because i used to be sickly, but now i feel strong and healthy. "

"I expect my son to join college because the transfer will boost personal expenses. I expect to have completed building my son's a house."

"I expect to have finished paying my heifer debt and am planning to use the next merry go round contribution to acquire my own piece of land.I am also expecting to be more healthy."

"Recipient lost the whole of the third transfer after he withdrew it from Empasa agent on his way home, he said that the money felt down from his pocket but he did not realized."

"I spent the whole of the third transfer to buy two cow bulls for farming this will save me from spending money to hire people's cows to work on my farm, l will also so do large scale farming being that l now have my own cows."

"I spent the whole of the third transfer to start cattle farming, l bought two dairy cow, this will save me from spending money to buying milk from neighbors."

"I spent most of the third transfer to pay hospital bill for my daughter who was very sick. I also spent the transfer to buy cow bull for farming this will allow me to do large scale farming , the remaining balance l spent to buy food."

"I spent most of the third transfer to start business of selling cereals which is doing very well, l very happy l can never go without food as compared to before. The remaining balance l spent to buy clothes for my children."

"I spent most of the transfer to pay school fee for my children who were sent home for school fee arrears. The remaining balance l spent to buy furniture since l did not have a proper furniture to sit on."