"The biggest hardship i have faced is lack of adequate land for cultivation."

"Receiving this money means that i will straight away buy a piece of land for the family."

"The biggest hardship I am facing is that the children are so sickly and yet I do not have serious source of income to help in treatment."

"The biggest hardship iam faced with is sickness."

"The biggest hardship I am facing is famine brought about by lack of cassava because My gardens were infested by a warm that destroyed the cassava before uprooting."

"I want to buy a few sheep that I will rear within the compound and probably earn some money in return when the numbers increase in the future."

"I want to boost my small scale business so that I can be able to rely into the future so that even if the organizations transfers are stopped I should be able to keep on pushing without so much struggles."

"My main aim right now is to be able to pay school fees for my children so that they concentrate on their studies rather than spending most of the time staying at home when they are sent away because of not paying their fees. I really want to give them the best education I can because I know that education is the best gift that I can give to them."

"I used part of the money to clear off some of the loans I had borrowed from my friends in our group when I was faced with financial difficulties a while back. I had planned to travel upcountry for the holidays and the money came in handy in terms of transport and shopping for food items and gifts for my relatives. I gave some of the money as tithe to thank God for taking away from me the shame of unpaid debts."

"Biggest difference that the money has brought in my life is that I have been able to make tremendous adjustments and improvements on y house that I was never able to achieve in the past due to the heavy financial burden I have right now. Paying school fees for my children normally consumes more than thirty percent of my money, which leaves me with less amount of money to spend on other financial needs."