"Being homeless for a period of two years was by far the biggest hardship that I have faced in my life.After my house collapsed due to heavy rainfall, I was forced to live with my mother in law in her one room house which was too small to fit all of us comfortably. Our privacy and freedom to interact and move around was greatly affected,I could not even invest in buying some of the household items that I desired to own because we lacked room for storage.To make it worse, anytime my husband used to return to the village from town,we were forced to go seek for accommodation elsewhere and this was very embarrassing for us."

"Receiving this money means that I will be able to educate my two elderly children up to college level.Once they are done,I believe that they will be in a better position to get better jobs to sustain themselves and also help in educating the rest of their siblings who are still in primary level. In order to achieve this,I plan to spend my transfer in reviving my charcoal selling business so that the income generated can provide me with sufficient funds to educate them."

"My life is different than it would have been if I never received the transfers in that I spent part of it on buying a second-hand motorcycle for bodaboda business. Nowadays, I do not have to ride someone's motorcycle in order to earn a commission but instead use my own thus my income has greatly increased. I also spent my first transfer to build a three-roomed house at home where my family can spend on comfortably. In the past, we did not have a house hence we were spending at our neighbor's compound."

"The biggest hardship that my family and I are facing is living in constant fear of being evicted anytime from the parcel of land that we have come to know as our own.After the death of my father in law,some unknown people just came out of nowhere and they have been insisting that the land where we live in is theirs.Being that they are many and we too don't have the legal title deeds,my family has not been able to live in peace nor engage the farms in any meaningful way to improve our lives for fear of abrupt evictions. This has really led my family to live in abject poverty."

"In the next six months, I will be able to get some money from table banking and I will use it to buy two sheep. This is because currently, I am depending only on the money I get from table banking to pay the school fees. I will be able to sell these sheep in future and pay school fees for my son. Maize in my farm will be ready for harvest after this period and my family will have enough food and I will sell the surplus to pay school fees."

"The biggest hardship that I am faced with is lack of oxen that would therwise support my farming activity. "

"I expect my life to change in the next six months in that I am planning to start a new business where I sell shoes so as to earn more income.This is because currently I only depend on the Give Directly cash transfers to pay school fees for my children. Starting a new business will therefore bring in more income to my family hence I will be able to pay school fees and also cater for family needs such as food."

"The biggest hardship I have faced in my life is lack of money to pay bride price to my inlaws. "

"The biggest hardship i faced in my life is lack of money to buy household items and some basic needs."

"The biggest hardship that I am faced with is lack of money to take care of the needs of my family. "