"In the next six months, I would expect to have bought a cow. When the cow calves down we would get milk for use in our family and we will sell some to get money which will act as another source of income for our family."

"I expect my life to change significantly in the next six months. This is because I will be owning a cow. Consequently, we shall be having a reliable source of milk for consumption while selling the surplus to fetch some income. Moreover, we shall be living in a bigger house that comfortably accommodates us, unlike the one that we have currently. Additionally, we shall be enjoying additional income from the sale of surplus food items. As a result, I will lead a more optimistic life with the confidence of accumulating enough funds that will be used as school fees for my son who is joining secondary school next year. Hence, I will be living like the physically able individuals following the financial empowerment."

"Before GD came, I used to do hairdressing along the streets. I am now happy since I have been able to buy some items needed in a saloon. I believe that by the end of this month I will have opened my saloon business. With this, the number of customers I will be getting on a daily basis will increase. This will lead to an increase in my daily income and I will start helping my mother in paying some of our bills."

"The biggest difference in my daily life is that I am now a happy parent. This is because my daughter was able to sit for her examinations and I am now sure that she will finish her college studies at the end of this year. When I had not paid her school fees, I used to have sleepless nights thinking of where to source money to use but I am now glad that I now sleep well."

"The biggest difference in my daily life is that I now own five sheep unlike before. Since their gestation period is shorter, they will increase in number within a shorter period of time. Whenever I have an emergency, I can easily sort it out because they can be sold easily at any time since it is not costly like a cow and their market is always readily available."

"In the next six months, I intend to increase poultry farming activity and hire more land to grow my vegetables and tomatoes. This will increase my profits which will enable me to buy more livestock for rearing. This is some kind of investment which means I have future financial stability."

"In the next six months, I will have begun a business which will earn me some income to help me contribute to merry-go-round contribution. It is from here where I will buy iron sheets which will be used in building my new house. I will have peace of mind living in my own house as compared to currently where I am living in father-in-law's homestead."

"I received my recent transfer at a time I had not paid my house rent for the past three months. Because of this, my landlord had locked my house and I was taking refuge at my friend's house. When I saw a Mpesa message indicating that I had received GiveDirectly, I sent directly half of the amount to my landlord so that he would inform the caretaker to come and open my house. I spent some of the money to enroll for a part-time course at a hairdressing college. This will later enable me to open a saloon which will bring me an income. Buying food in small amounts is expensive and I sometimes sleep while hungry when I do not have money to use. After receiving money, it prompted me to buy some food which would last me for some time. I saved the remaining 2000 KES so that I can be able to use them in case of an emergency."

"I believe through education I will be a greater person in my society, hence in the next six months, I shall have saved enough money to enroll in college and pursue my goal of furthering my education."

"My mother owns a plot at Syokimau which is lying idle and my uncles are eyeing at it. They have always been telling her that they can make good use of it since she seems reluctant to use it. I am now planning to save some amount from my business and use them collectively with my third transfer to build rental houses. With this, I will be able to earn some money on monthly basis and use them to support my siblings."