"Receiving this money means that I will be able to buy a dairy cow.I have always wanted to be a dairy farmer both for commercial purposes and to provide milk for my family.In 2017, I built a house meant to zero graze but due to insufficient funds I was not able to get a good breed.With this transfer,I will buy a cow worth sh 70,000 and the remaining amount will cater for feeds."

"Being a widow and a mother to nine children with eight still schooling, I am forced to struggle a lot in order to support their education and other basic needs. Considering this situation, I opted to do palm wine business that can earn me income for our survival. This job is risky since most of the time, I am required to camp at my selling point up to odd hours in order to get my potential customers. In spite of consuming my time and energy, this job pays very low. Therefore, it is this lack of reliable source of income that I consider being my biggest hardship."

"The biggest hardship that I am faced with is lack of money. I have a very small piece of land that can not accommodate all that I would wish to do because I don't have money to buy more. I do casual labour most of the time in ordere to provide for my family. Food, treatment and the education needs of my child have to be met but the source of money is not clear. Some times I have tried to borrow atleat where to plant something but this is very disappointing in a way. The owners of the land can chose to eat up all the harvest and this does not improve life in any way."

"The biggest hardship that I am faced with is lack of money. I have always wanted to build an iron roofed house but I don't have money to do so. I depend on casual labour which earns me only little money. All that I am able to earn goes into the provision of basic needs for the family. I can not save and do anything bigger."

"Since I am a widow with no reliable source of income, I majorly depend on my sons' support, but because their earnings are unreliable, I am forced to make cattle ropes that I usually sell during market days in order to earn me income that can sustain my daily breakfast and lunch meals.This makes my life so difficult and therefore, I consider lack of reliable source of income as my biggest hardship."

"My life is different than it would have been if I never received the transfer in that I could be struggling so much in doing the casual jobs to pay school fees for my children in secondary school. Currently, I have devoted all my energy in my own work and this earns as an income."

"On my usual day I wake up, take a shower, prepare and take breakfast then do some house chores until around 10:30am. I then head to work here in Mradi Mathare and since my husbands Mpesa shop is at a walking distance from my house it takes me about 10 minutes to get there. I am an Mpesa agent so I spend the whole day at the shop attending to clients. The shop also supplements as a retail shop and a salon for me. It keeps me busy because am either attending to Mpesa clients ,selling other goods or braiding clients. I have specific customers for my hairdressing business, who are not many in number and that's why I don't have a separate salon space. I work here until 9:30pm then head home, cook dinner, watch TV then retire to bed. During my free time I go to church then spend the after to on relaxing while watching TV or sleep till evening."

"I want to live a good life, prosper in my business, open more spaces for selling fish and finally move out of Mathare slums. Once my businesses grow my finances will increase and I will be able to provide all basic needs to my family. My lifestyle will change and I will be able to dress better,drive my own car and take my children to good schools."

"My first priority is to buy a sewing machine. I have been practicing on how to sew clothes from a friend of mine who is a tailor whenever I am around after hawking clothes around Mathare. I will be able to rent a shop in Mathare 4A and combine it with selling of second hand clothes which I normally hawk. Secondly, I will be able to expand my business of selling second hand clothes in a shop that I will rent in Mathare 4A. I normally get second hand clothes from Gikomba or Korokocho market which I later sell in Mathare. I would like to quit hawking clothes around Mathare and be able to be stationed in one place. This will help my customers to easily locate my business and I therefore expect to get more profit in return. Thirdly, I will complete my house in upcountry that I started constructing a year ago. I will be able to be frequenting my rural area unlike before where I was being accommodated by relatives that made me feel ashamed of myself."

"My ambition is to be a successful tailor, I plan to open a shop in Busia and create employment for others. It is my desire to empower other people especially women, to teach them that they can fend for themselves and take care of their families no matter the kind of work they do. I plan to own a plot of land that I can build on rental houses and be a landlady, this will be an extra income which will enable me to plan and take care of my children and I. My wish is to see my children educated and successful."