"My life is better now in that, I have got money at hand. This has give me peace of mine since I am in position to address any need that arises. Furthermore, I am in the process cementing the floor and plaster my house. I expect to sleep in a decent cemented house soon which will save me from the dusty floor."

"My life is different than it would have been if I never received the transfer in that, I have a dairy cow which I bought using the transfer. My family now have enough milk for use and also I sell some at the shopping center near home. The income I get from the sales of milk helps me to meet other basic household needs and even pay part of the school fees for my children in various school. Before I could do casual jobs in the village and the small I could get was not enough for the basic needs and even to buy a dairy cow. So I used to buy milk of which it was very costly for me."

"I expect to buy more goats in the near future which I know will eventually give birth to more offspring as time goes by. The good thing about it is that when the population of the livestock increases, I will then have an opportunity of selling out some of them and then buying a cow instead. The advantage of buying a cow is that it is able to provide more milk than a goat and of course if I sell out its calves I will be able to get more money than when I sell a goat."

"In the next six months, I want to use my transfers on savings so that I can be able to achieve my goal of starting a poultry business. I would want to use this opportunity given to me by GD to make a bold financial step to better my life."

"The moment I received my money, I was overwhelmed by joy because I knew that would achieve the plan of completing my house."

"I expect to make a change in my life by starting a small scale business which can generate money for me on a rolling basis. The money generated from the business will then go a long way in helping me meet the family demands and daily expenditures in the house."

"In the next six months, I want to focus on paying school fees and the rent arrears until I clear the balances. I would want to develop my financial life and I cannot achieve that when I have these debts. This is the reason why I have chosen to focus on clearing the debts and start to focus my income in making my life better."

"In the next six months, I expect my life to change in that I will have started rearing animals and do poultry farming at the same time. This projects will be beneficial to me because they are both in high demand and they can all survive in this village without any special care. I will feel secure because whenever I will have an urgent need for money, I will sell some to take care of the emergencies that will arise."

"I am filled with joy that the cash transfer is facilitating the construction of our two roomed house which had stalled for over two years. Secondly, we now dress well and decently compared to before when we could dress in tattered clothes. In the past, I had to depend entirely on agriculture to sustain the family. This was not profitable and it would have taken me more two years to complete the house."

"My biggest goal at the moment is to complete the payment on the Money Agent shop I purchased from my friend before I can focus on any other additional goals. What I would love to do after clearing the payment is to use the transfers to expand the business by bringing in more money services such as becoming an agent for the local banks for more income."