"My life is different than it would have been if I never received the transfer because now I have build a desent house which"

"A few months after I started receiving these transfers, I decided to quit my previous domestic jobs I did for a living and started a firewood business. The business is doing so great but I still want to expand it, therefore most of my transfers are still used to bring in more stock. This month, most of the money I received was used to buy more firewood stock and the remaining amount spent on foodstuff and other household needs."

"Owning the pair of oxen to me is the biggest difference in my daily life. Having the pair of oxen to me is a boost to my farming for its economical and readily available, and a better alternative to a tractor. With the pair, I am assured of increased harvests which will ensure food security in my household. I will also be hiring these services to others thus earning an income during the planting season."

"I used part of the money I received recently to clear school fees for my daughter in kindergarten as she had some arrears from last term and I was afraid she would soon be sent away from school due to delayed fee payments. I have not yet spent the rest of the money which I decided to save in my bank account for my future business plans."

"After quitting my small business to take care of my ailing sister a couple of months ago, I was left without any source of income and had to depend on my husband to take care of the family needs. Being that he also has no stable job, life would have been much worse for us had it not for GD transfers which have always enabled me to assist every time I receive them. I was also able to acquire a loan in confidence from a friend to pay for my sister's hospital bill because I knew that I would comfortably repay the loan using GD transfers."

"I had invested part of the transfer on planting some potatoes and believe in a few months from now I would have harvested. The money which I will earn from this with the transfers which I would have saved by then I will spend bosting my dairy farming."

"In the next six months, I would expect my life to change in that, I would have managed to buy a cow and the earings which I get from the sale of Green tea leaves I would spend on other family investment like poultry farming to earn me more cash to improve our living standards."

"In the six months, I am hopeful that I shall have saved enough money and bought cement and sand for plastering my house. The thought of being infected with jiggers will not cross my mind ever again"

"In the next six months, I expect to have started buying building materials in preparation for building my new spacious house. I hope I shall have saved enough money."

"My father is epileptic which has been a great challenge since i am the firstborn in the family hence i am required to stay home closer to him to monitor his situation and to ensure he is safe. My wife works as a casual labourer working in people's farms and she is the breadwinner of our family. My greatest desire has always been to open my own workshop here at home so that i can work closer to my sick father since i posess skills in capentry but i havent been able to achieve this due to lack of capital. This is the biggest hardship i am facing."