"The moment I received my money I was so excited I could not believe my eyes. I was not expecting this to be early. I was so happy because I have never received such an amount of money before. At that moment I knew I would be able to expand the business that I had been operating. Immediately, I forwarded the message to my spouse who was at school at that time and she was so happy. She came home the next day and we laid down the plans together on the expenditure."

"I expect to have saved and bought building materials like iron sheets and nails to use in building a new kitchen. My kitchen is so old and on the verge of falling. I look forward to owning a beautiful one and I would not have to worry about the rains anymore."

"Receiving this money means I will be able to afford basic needs for my children, in that I plan to buy two dairy cattle which in turn will earn me some income upon selling milk daily. The remaining part of my transfer will enable me to initiate poultry farming which will earn me some income also whenever i sell eggs so as to supplement the income from dairy farming. "

"The moment when I received my money I felt so happy. It was early in the morning when I got the message. My spouse was so happy too and from that point, everyone was awake in the family. I have never received such amount of money before and this was my biggest day ever. I knew that I would soon achieve my plans for building a better house for my family."

"My main goal currently is to raise money so that I can construct a bigger house. We are living in a single room which is not comfortable since I have a large family and my kids are fast approaching adolescent. Once we have completed building the house, we are planning to formalize our marriage by ensuring my dowry has been paid."

"The biggest hardship I face is shortage of land for crop cultivation. Most of my land was mortgaged by my brothers when I fell sick. It coated a lot of money that they could not bare the burden alone. I have only remained with one acre of farm land which is not able to provide better yields to support my family."

"The biggest hardship is lack of money in order to support me get adequate treatment. I have some pain in the borns and I can not receive adequate treatment because I do not have money. My income is through farming and the to lack of oxen to open up large plots of farm land, what I produce is only for household consumption. "

"Receiving this money means I will be able to complete the construction of my house, buy oxen that can support in food productivity. By so doing, my family will be in a better position to develope because more food can be produced such that part can be sold in order to raise money that can take care of other household needs and another portion left for the family to feed on."

"My house is too small to accommodate my family of eight. This has forced some of my children to seek shelter in our neighbour's house. Besides, the walls are almost collapsing and the roof is leaking. The constant rattling sound of the loose iron sheets makes it difficult to sleep soundly. I am not happy with this life and my dream is to construct a bigger and better house. In addition to this I will purchase livestock for rearing that I will use during financial emergencies. "

"Receiving this money means I will be able to build an iron roofed house based on the fact that grass is so scarce these days. I will also buy a piece of land that I can cultivate in order to increase food priductity in my household. This will save me from the burden of buying food. "