"Imagine sleeping on an earthen floor for over twenty years with sacks and rags serving as beddings. This situation has brought suffering in my life and I always wish that night never comes. My skin is full of hives which are a result of the constant scratching caused by insect stings. As if this is not enough, maggots feed on my body like I am a corpse. It has always been my desire to get out of this traumatizing state but it is impossible because of insufficient funds. I will therefore purchase beddings to save myself the agony of spending nights on the floor. I will also purchase goats for rearing to generate income."

"The biggest hardship in my daily life is inadequate food for the household. Because of the little farm land that I own, I can not produce enough food which makes me and my family members more vulnerable to diseases due to the weak immunity. "

"The biggest hardship I face is lack of income generating activity. Iam so poor and being single handed I depend on casual labour as ameans of survival. This has proved very challenging where by what I earn from casual labour can not meet the needs of my family. My children do not get balance diet in their meals hence has resulted to poor health growth."

"The biggest hardship I face currently is lack of farm land. Iam so much desiring to invest in farming but due lack of land all my plans have been distorted . My family lives in miserable life since I can not afford providing neccessities as required for head of family. "

"Receiving this money means I will be able to build an iron roofed house, start up a business that can generate income. This will improve the standard of living in my household because service provision will have been made easier."

"The biggest hardship I face is poverty. Iam an old woman and coupled with being a widow life is really hard to manage. I only survive on casual labour which is not reliable hence Iam unable to provide other basic needs in my family."

"I'm currently running two businesses and I'm hopeful that they will pick and generate more income. Thereafter I have the plans to add new products in the next six months. This will enable my clients to get a variety of commodities in one place which leads to an improved income."

"If I never received the transfer, I would have really struggled to earn a living. I would have managed to buy a motorcycle as I did with the very first transfers I received, my income wouldn't have been steady like it is currently."

"My life has improved because I managed to plaster my house. I'm now sleeping in a clean house. Secondly, I also own a cow which will multiple in future. In the past, I slept in dusty house because the floor was not plastered and I could not afford to buy a cow."

"My life has changed because through these cash transfers, I acquired a bicycle which has eased my movements. In addition, soon I will be sleeping in my permanent house . Previously, I could walk for long distance to access medical services. Currently, I'm still sleeping in leaking thatched house."