"My expectation in the near future is to ensure that we live a better life by having sufficient food for my family. Currently, we are sometimes forced to depend on my children for some of these necessities and I want to change this by ensuring that I plant my own food which I will sell some and consume some. Now that age is catching up, there little strength to do what I sed to do. The transfer has and hopefully will continue helping me do my role as the head of the family."

"My expectation is to ensure that my grandchildren continues with their education. Its not only their parents responsibility to do this but I also have a play in it. A bright future for my grandchildren also means a bright future for me too. I also want to live a comfortable life even in my old age by ensuring that I have a stable source of income to help me meet my basic necessities such as food."

"The biggest challenge for most girls in rural communities in Kenya is early pregnancy and subsequently early/forced marriages. My story was no different; I got pregnant at a tender age of 16 years while I was about to sit for my final exams in primary school. I had no other choice other than to drop out of school and forcefully enter into marriage. This meant that my dreams and desires of having better future through education was coming to an end, and true to that, 7 years into marriage, I have struggled to support my family. There are limited employment opportunities for people like us who have low schooling levels. Therefore, not being able to support my family and being over reliance on my husband has been the biggest hardship in my life."

"I have had health challenges for a very long time,until recently.This is part of the reason why I was not able to proceed with my studies after primary school.The medical costs in various hospitals depleted all what I had-both money from the business I used to run and livestock.This has left me to start from scratch.However,I am grateful that am now in full and good health."

"We would like to purchase a dairy cow for rearing.This will ensure an income for us through milk sales.It will also help reduce the expenses that we have had to incur daily in buying milk for our young child.This money will help us achieve this.With the remaining amount,we intend to build a better house for our family."

"I expect my life in the next six months to have greatly changed. I expect to have invested more in farming thus will engage more in my piece of land than on hard and low paying casual jobs I currently do. I expect good crops on the farm thus will be hopeful of having a better harvest which translates to enough food in our family and surpluses to sell to meet other needs."

"Receiving this money means I can finally own a home. My house was destroyed by heavy rains last year forcing me to spend many cold nights in a very poor shade yet I had been diagnosed with chronic tuberculosis. I plan to spend the first transfer on building a new house while the second will go into rearing livestock that will serve as financial security for the future."

"Receiving this money means uninterrupted education for my son who recently joined secondary school. We have a deficit of 32,000 shillings to pay to the school. With the rest of the money, I will buy oxen worth 30,000 shillings, beddings 20,000 shillings and spend the balance on food expenses."

"My biggest hardship has been my wife and I's poor health. For the past 7 years I struggled with prostate issues while my wife had to undergo a stomach surgery recently. This hindered us from sufficiently meeting our needs such as food and education for our children because most of our finances were consumed my medical bills."

"I expect my life in the next six months to have greatly changed. I expect to have invested more in farming thus will engage more in my farm than on hard and low paying casual jobs I currently do. I expect to have bought another cow thus will be hopeful of having a better milk production which translates to enough food in our family and surpluses to sell to meet other needs."