"My life is different from how it was in that, I managed to build a decent house. Before then, I was staying in a house that was almost collapsing and could leak during rainy seasons. I also sleep well after buying a mattress and bed which I am yet to pick from the carpenter. I have also started planing on building a house for my son. Soon we will be staying in the same compound. He will not be staying with friends anymore."

"In the next six months, I have great expectations that I will have completed the construction of a new kitchen. Based on the available materials which include woods and some iron sheets, I am only tasked with adding up the missing parts and thereafter looking for a constructor. God's willing the whole process will take a maximum of four months."

"In the next six months, I would like to make use of the opportunity and the transfers which I receive to better my life by carrying out an investment which will be important in my life. I plan to improve my farming by investing in both crop production and livestock rearing so that I would have diversification."

"In the next six months, I believe that I would have bought more chicken and that whenever we feel like having a balanced diet we would take some eggs and cook. Again, we can have some chicken meat instead of buying beef for the family."

"In the next six months, I expect to have completed the construction of the kitchen. We expect to be more economically empowered by practicing improved livestock rearing and crop farming."

"My life will be different in the next six months in that I will have saved enough to buy a cow. This is my current goal which I am determined to have. I will save the much I can because when the cow reproduces, I will have a number which I can even sell to get the capital I need for the business. When they reproduce too, I will be getting milk which I will be selling some for an extra income. This will help me meet my daily needs well and with ease. I know my future will be better financially through GD transfers."

"In the next six months, I know I will have raised enough money to use in expanding the house. I plan to save my monthly transfers for the next six months and use them to buy building materials such as iron sheets, nails and timber which I will use in building another room to add to the ones I have now. At least my children will have a place to sleep and they will not have to walk in the dark to go find where to sleep."

"My life will be different in the next six months in that I will have started another business in the market centre. I plan to save part of my transfers so that I can start a business such as a retail shop business so as to boost the income I get. I would like to invest as much as I can so that I don't go back to the struggles I used to have before the transfers. It might take time to get the same amount for capital but with the help of my income from the poultry project."

"I have thought of buying a piece of land, whether alone or with a partner. my expectation in the next six months, therefore, is to have bought or to be somewhere close to achieving this dream. i hope I will have put aside some money towards this project. This will allow me to improve my scope of farming and thus an improved income."

"I expect my life to change in the next six months in that I will have saved enough money to buy more tea seedlings. This is the only project that gives a higher rate of return compared to other farming projects that exist in our area."