"Receiving this money means getting a job. I am a single woman with a family to take of. However, due to lack of jobs in the village makes it difficult to meet the basic needs of my two children. Over the years, I have been surviving through casual jobs which are not reliable to sustain my basic needs since I earn less than $20 a day. I intend to use the first transfer to start a grocery business in my village that will cost around $100. I will then use the remaining amount for food and other basic needs. I will also use the second transfer to buy dairy cows to help me supply milk in my village that will also be an income generating activity for my family."

"Financial constraints. As I said earlier, my husband died long time and left me with children to take care of. I struggled paying for their education and feeding them with the little money I got from tilling my small farm and I had nothing left to save. I am old now and cannot till the land anymore and so I do not have enough money to take care of my grandchildren."

"I am an old woman aged 76 and to make the situation worse I am sick and unable to do anything. My main challenge is to get safe drinking water because of the persistent drought that is often witnessed in this region. I plan to buy a big water tank of approximately 3000litres. This will cost me Ksh20000. Receiving this money will mean so much to me as it will solve my perennial water problem."

"Receiving this money means getting a decent house for my family. Currently I am living in a small grass touched house, the house can't accommodate me and my family. I want to build a bigger decent house which can accommodate my family and when my relatives come they will have a place to spend a night. Every time my relatives come, I am forced to ask neighbor's to accommodate them because we cannot spend in the same house. I will use ksh 50,000 to build an iron sheet roof house of 3 room's. I will spent ksh 30,000 to buy a Dairy cow since I don't have one and the remaining amount will use it to buy foodstuffs for the family."

"The biggest hardship we have faced in our daily life is unstable source of income. Our main source of income before was either subsistence farming or dairy farming but due to unfavorable climatic conditions it is no longer productive. We opt to continue dairy farming and casual jobs but it not enough to raise a family of around seven people."

"The biggest hardship is lack of finances. I'm a construction worker earning at most 18 dollars a month. This work is not sustainable as it's not every day that I get some work to do. This money goes to school fee for my 3 children in school. It gets depleted hence I remain with nothing to meet other basic needs including food. My wife has to work extra hard to cater for other needs like cereals since my farm doesn't produce much due it being a semi arid area."

"My dream is to have a permanent house. We currently live in an unfinished house, with poor roofing and soiled floor. Our priority is to finish the house by using $100 for cement and have a cemented floor. Secondly we want our kids to have the best education and so $300 will be for their school fees. The remaining amount of money will be used to finish paying for a piece of land I had bought and for food and clothing."

"My ambition is to own a cow in my compound for two reasons, one for a sense of belonging within the community and for milk production.Each day my family uses a litre of milk which accumulates to $1.8 a month. Buying a dairy cow will help us cub spending money on buying milk and instead get it from our own cow. A good dairy cow costs $400, the remaining amount will be used in paying school fees for our daughter, for food and clothing."

"Receiving this money means better housing for me. I plan to finish up the house I started building two years ago that has stalled due to a lack of funds. The current house I have is old and uncomfortable for my children. The new house will be able to accommodate my children as well as act as a sitting room. This will cost me 30 dollars. For the rest of the amount, I plan to purchase dairy cows. I will sell the milk produced or I will sell the cow come next year and use the money to enroll my son in high school since he's in his final year as of now."

"Food shortage has been a big challenge that I have been going through, we at times skip meals or use less preferd foods like tea and sweet potatoes to survive."