"Receiving this money means I will buy my own one acre piece of land which will cost me 40, 000 shillings. I will also buy two oxen to plough my one acre piece of land which will mark as food security to my family. The 2 oxen plus it's plough will cost me 30, 000 shillings and the remaining 30,000 shillings I will budget for food for my family and other expenses in my house."

"Receiving this money means a drastic change of my life! I will spend 20,000 shillings to buy food stock for my family because we are experiencing food shortage after several seasons without harvesting.I will spend another 20'000 shillings to buy new beddings- 2mattresses, and 2 new beds .I will buy 4 goats which may cost me 20'000 shillings as a source of wealthy for my family and I will keep the rest amount for my children's education and for an emergency cases."

"My biggest hardship is my mother being ill of mental health for a very long time without any medication and she usually goes away from home without my consent."

"Receiving this money means improving my standards of living. My wife died in the year 2003. Since then I have been living a miserable life because I have no one to take care of me. I want to marry a wife who will take care of me and also give me company. The dowry will cost Ksh.70000. I will use the remaining amount to pay school fees for my son who is in college. He wants Ksh.50000 per term."

"Receiving this money means continued education to my children. This is because I am planning to spend $300 of my first transfer to buy 10 goats. As the goats multiple, I will sell them at a profit and use the proceeds for school fees, uniforms, stationery, etc. For the rest of my transfer, I will use it to building a house and purchase 2 mattresses and beds."

"Receiving means food security to my household. This is because I do farming in a 1/2 acre of land that I was given by my father. The produce of this land is utmost 50kgs that sustain my family of 2 for 2 months only. I am planning to spend $300 of my first transfer to buy a productive piece of land that can produce more harvest to sustain my family of 2 for 6 months. I will use the remaining amount of my first transfer to renovate my house which is now leaking. I will further use a portion of my second transfer to buy 2 indigenous dairy cows to produce milk for my consumption and also to sell the surplus to earn income. The remaining amount will help me to cater to the basic needs of the family like food."

"When i recieved my transfer which was the second on, i wanted to build a house. I bought 22 iron sheets for the house as well as 8000 bricks. The house i have is small so i saw that this was what i lacked in my life. The remaining money i bought 2 bags of Fertilizer for this years farming when the rains start."

"The moment i received my transfer i was happy because that marked end of poverty in my family"

"I have spent my first money transfer from GD on building my new house. I have a house but this house is very small and is made out of grass. We are four in my family and we all live in this small house which is very uncomfortable. I have started building my new house and I have bought iron sheets so that the house has a proper roof and this way my family and I will live in a better house."

"I have spent my first transfer from GD on buying Mattresses, blankets and clothes for my family. Before buying the mattresses for me and my family, we slept on the floor on mats, this is very uncomfortable and that is the reason I bought mattresses. We only had one blanket in our family and this was not enough , but I have managed to buy two more blankets for my home. Lastly I also spent the money on buying new cloths and maize so that my family has enough food to eat."