"Receiving this money means self employment and decent housing. My house is small to accommodate my family of 3 children. We all sleep in one room. This makes me very uncomfortable. I want to use 30,000 Kenyan shillings of the first transfer to build a 2 bedroom house. I will also use 15,000 to start a shop business. My customers will be the people in the community. I will mainly be selling foodstuffs such as rice and maize flour. Once the business is stable, I will be able to earn a continuous income from it. I will then use 20,000 kenyan shillings to buy 10 goats. Livestock production is profitable in this area. I will then save the rest for future needs, my family is still young and growing."

"Receiving money means self employment and decent housing to me. It feels shameful to fully depend on my husband for everything. I am planning to use 20,000 Kenyan shillings to start a shop business here at home. I will be selling foodstuffs to my neighbors. The profit I will be getting will be used to sort some of our needs thus reducing the burden on my husband. I am also planning to use a total of 20,000 Kenyan shillings to construct a one bedroom house. 5,000 shillings will go into buying a mattress. For the past 1 year, I have been sleeping on a bed without a mattress. I will then use 20,000 Kenyan shillings to buy 5 goats. Goats are a source of wealth,once they multiply, I will sell some and earn money. Finally, I will save the remaining amount into a savings account. As my daughter grows, she will need money for her education."

"The biggest hardship I have ever faced is lack of money. I have a family of 7 children. Maintaining a family of such a big number needs alot of money. I have a small shop where I sell some goods such as flour to my neighbors. The profit I get is not enough to meet the demands of my family. This has forced me to engage in the charcoal burning business to raise more money. The money I get in this business is still not sufficient. This due to the inconsistency of the charcoal buyers. I can go for even two weeks without selling a single bag of charcoal."

"The biggest hardship have faced is poverty. Depending on farming has been hard because of prolonged drought. This has resort to Casual jobs and are hard to find since am an old woman. The little I get from farming is barely enough to satisfy all needs like food, good shelter and clothing."

"I am very happy to be in this program. The money that I will receive will help me to complete building my house and buy food for my house hold."

"Receiving this money will mean a lot. We purchased 1½ acres of land near our home and did not manage to complete the transaction because we have children in school and we had to pay fees for them. I will use KES 80,000 to clear that balance. I will use the remaining to purchase iron roofs, nail and other construction materials so that I can build a house that I purposed to."

"The biggest hardship that I face is collecting firewood everyday so that I can sell and earn money. I will definately rest from going up the hills to collect firewood because of this money."

"I have welcomed this organisation with a lot of happiness. I believe that I am very lucky to be enrolled in this program. I have been waiting for a long time so that I can have some money to finish building my house and I will use this money to do that."

"The biggest hardship that I face is lack of food. This problem comes in because I do not make enough money to buy food."

"Receiving this money means upscaling my business. I do a business of buying and selling charcoals in the market. I use bicycle to transport the bags of charcoals from the forest to the market. It is very much tedious and very slow. I want to buy a motorcycle so that I can take the shortest time possible to transport the charcoals to the market. The motorcycle will cost Ksh. 90000 . I will use the remaining amount to buy one cow as investment."