"Lack of money is the biggest hardship I have ever faced. My biggest ambition is to be self employed, to have a running small business that will enable me to depend on myself. Due to lack of funds, this ambition is yet to pass. I work as a charcoal burner, the money I get from this work is very little. It is not enough to cater for my needs and still start the business."

"Receiving money means self employment and decent housing to me. It feels shameful to fully depend on my husband for everything. I am planning to use 20,000 Kenyan shillings to start a shop business here at home. I will be selling foodstuffs to my neighbors. The profit I will be getting will be used to sort some of our needs thus reducing the burden on my husband. I am also planning to use a total of 20,000 Kenyan shillings to construct a one bedroom house. 5,000 shillings will go into buying a mattress. For the past 1 year, I have been sleeping on a bed without a mattress. I will then use 20,000 Kenyan shillings to buy 5 goats. Goats are a source of wealth,once they multiply, I will sell some and earn money. Finally, I will save the remaining amount into a savings account. As my daughter grows, she will need money for her education."

"Receiving this money means good housing and self employment. My house is in a very dilapidated condition. It is very weak, it shakes during heavy winds. This makes me feel insecure to live in it. I am planning to use the whole of the first transfer to build a new house. A house that will be strong enough to resist the strong winds. I will then use 30,000 Kenyan shillings of the second transfer to boost my shop business. I will buy more stock for the purpose of reaching more customers which will translate to more profit. For the remaining amount (25,000 Kenyan shillings), I will use it to buy 6 goats. Being a livestock farmer has also been my desire."

"Receiving this money means a healthy life for me. I am 61 years old and I only depend on milk and Natural vegetables for food. Since I don't have a cow and buying milk daily is expensive, I'm planning to buy a dairy cow Worth KES 40,000. With the cow, I will get enough milk to drink and sell the surplus. The rest of the amount I will use to buy furniture for my house and foodstuffs for the family."

"I am very happy to be in this program. The money that I will receive will help me to complete building my house and buy food for my house hold."

"I have lived in this area for a long time and one of the most challenging thing is food security. Our area does not receive enough rainfall therefore making crops not productive. This in turn had affected our income because we earn nothing from the produce that we get."

"The biggest hardship that I face is collecting firewood everyday so that I can sell and earn money. I will definately rest from going up the hills to collect firewood because of this money."

"I have welcomed this organisation with a lot of happiness. I believe that I am very lucky to be enrolled in this program. I have been waiting for a long time so that I can have some money to finish building my house and I will use this money to do that."

"This money will help me to solve some of my problems such lack of food and not having a good house."

"Last year 2020 , my business was very much affected by the covid-19. The same year my wife gave birth. I had no money and food in the house. That made me go ask for help from neighbors something that was very shameful for me. That's the biggest hardship I faced in life."