"Receiving this money means self employment and decent housing. My house is small to accommodate my family of 3 children. We all sleep in one room. This makes me very uncomfortable. I want to use 30,000 Kenyan shillings of the first transfer to build a 2 bedroom house. I will also use 15,000 to start a shop business. My customers will be the people in the community. I will mainly be selling foodstuffs such as rice and maize flour. Once the business is stable, I will be able to earn a continuous income from it. I will then use 20,000 kenyan shillings to buy 10 goats. Livestock production is profitable in this area. I will then save the rest for future needs, my family is still young and growing."

"Receiving money means self employment and decent housing to me. It feels shameful to fully depend on my husband for everything. I am planning to use 20,000 Kenyan shillings to start a shop business here at home. I will be selling foodstuffs to my neighbors. The profit I will be getting will be used to sort some of our needs thus reducing the burden on my husband. I am also planning to use a total of 20,000 Kenyan shillings to construct a one bedroom house. 5,000 shillings will go into buying a mattress. For the past 1 year, I have been sleeping on a bed without a mattress. I will then use 20,000 Kenyan shillings to buy 5 goats. Goats are a source of wealth,once they multiply, I will sell some and earn money. Finally, I will save the remaining amount into a savings account. As my daughter grows, she will need money for her education."

"The biggest hardship I have ever faced is lack of money. I have a family of 7 children. Maintaining a family of such a big number needs alot of money. I have a small shop where I sell some goods such as flour to my neighbors. The profit I get is not enough to meet the demands of my family. This has forced me to engage in the charcoal burning business to raise more money. The money I get in this business is still not sufficient. This due to the inconsistency of the charcoal buyers. I can go for even two weeks without selling a single bag of charcoal."

"Receiving this money means a healthy life for me. I am 61 years old and I only depend on milk and Natural vegetables for food. Since I don't have a cow and buying milk daily is expensive, I'm planning to buy a dairy cow Worth KES 40,000. With the cow, I will get enough milk to drink and sell the surplus. The rest of the amount I will use to buy furniture for my house and foodstuffs for the family."

"The biggest hardship that I face is lack of money to buy basic needs for my family. I also lack money to finish building my house. This money will help me to complete building my house."

"Receiving this money will mean a lot. We purchased 1½ acres of land near our home and did not manage to complete the transaction because we have children in school and we had to pay fees for them. I will use KES 80,000 to clear that balance. I will use the remaining to purchase iron roofs, nail and other construction materials so that I can build a house that I purposed to."

"I am very happy to be enrolled in this program and to receive this money. I have been looking forward to the day that I will be enrolled and the day is finally here."

"The biggest hardship that I face is lack of food and having a house in bad condition. I depend on selling firewood to earn money and the money that I earn is not enough to finish building my house."

"This money will help me to solve some of my problems such lack of food and not having a good house."

"Last year 2020 , my business was very much affected by the covid-19. The same year my wife gave birth. I had no money and food in the house. That made me go ask for help from neighbors something that was very shameful for me. That's the biggest hardship I faced in life."