"I lost my husband in the year 2003 while my children were in various schools forcing me to stand for them With both casual labor and subsistence farming I used to rely on them, paying fees of more than five children each term wasn't easy. Lack of finances is the biggest hardship I have faced in my life I remember the hard, low-paying casual jobs I did to meet the family needs was not easy."

"I primarily depend on livestock keeping to meet my family needs thus I always struggle to see that my farming improves. I am planning to spend KES30000 to buy a dairy cow to add to my herd since this is an added asset and when it calves down I will have more milk for both household consumption and sales to earn more income which will, in turn, help me educate my children. I wish to use another KES30000 to renovate my current house. I live in a semi-permanent house and its walls have started cutting off the making it look old uncomfortable to stay in. After renovating these walls I will be again be assured of my comfy and safe house for my family. In addition, I will use another KES28000 to pay my children's school fees. This will enable them to have a good time to study and I also enjoy humble minds as I look for money to settle next year's fee. I will use the remaining amount on farming to buy some farm inputs and household daily basic needs."

"Receiving this money is a great opportunity for my family to live a better life. I believe with this money our lives will improve. I plan to open a shop when i receive the first transfer which i strongly believe will succeed. I want to open a grocery shop where i will be selling items such as soap, sugar, cooking oil and other things which are scarce here. We do not a have shop nearby as such we travel all the way to town to buy groceries and in the end we use a lot money on transport. I believe if i can be the main supplier of groceries many people around the community will be buying from me and in that way i can be making more profits. I will then add more groceries when i receive the second transfer"

""I have always burn coal and other hard labor (farming) to support my children in school. Schools often throw my children out because of unpaid fees. So when I receive this money, I will use it to support my children in school. I believe that education will guarantee a good future for them and help me in my old age"."

"My ambition is to be a business woman and own a shop within the village. I had started purchasing construction materials such as stones for a shop but the capital I had was not enough. I will use KES 40,000 to purchase construction materials and build the shop, KES 10,000 for goods such as sugar, rice and snacks to be sold in the shop.The remaining transfer will be used for my daughter's school fees who is to join college before the year ends."

"The main challenge is food access. It's very hard to provide for the family."

"The biggest challenge is hunger. My harvest was not enough because I didn't use fertilizer."

"Receiving this money has made me so happy. I am already in the process of laying bricks so this money will help me build my dream house, at least for my level."

"This year the harvest is not enough. I can see that I will continue struggling to make food provisions for my house."

"The biggest hardship in my life has been when my son fell sick five years ago. At this time my husband was already late nine years ago. Being the sole provider, it is extremely hard to afford health care for him. I was forced to sell the properties I had to cater to the hospital bills. At the same time, I had other children in school who also needed other basic needs to be catered for. Since then it had been extremely hard to afford basic needs."