"I have a lot of hopes and aspirations to achieve and pray to God that all shall go well. I intend to start a business of buying and selling second-hand clothes. Currently, I deal in groceries but their returns are small and meager compared to the former. I am so optimistic that I will realize high returns to improve our living standards and afford a decent life that we so yearns for."

"I have been baking and selling doughnuts in my community to help my husband provide for our four children's needs. Given my strong interest in business, my vision is to expand the practice to a food kiosk where my customers can access a variety of locally prepared dishes. I wish to begin saving through a self-help group and then seek a loan to serve as my initial capital for the venture. I am convinced that operating this small business will boost my earnings and allow me to fund my children's education. Besides, it would relieve my husband of the huge burden he currently bears. "

"We are living far from the Road and its a challenge for us to be able to operate any business, we currently have banana plantation but we do not have a location where we can sell banana juice so it requires us to sell to other retailers and the profit we get is not as much as we could generate directly from customers. Currently, the season is not adequate for our crops. They are destroyed by heavy rain, and we will not be able to yield as it was before. And when we are not able to get money, we face some challenges in paying for our children's school fees and other school materials."

"At around 4:15 p.m., I received a message confirming the receipt of the first transfer from GiveDirectly. I was at home with my child, who, despite her young age, could tell I was excited. Later, I called my husband and told him the exciting news. He was grateful and thankful for the help that we both believed came when we needed it the most."

"According to my opinion, what Give Directly does so well is that they give out unconditional transfers, different people have different needs, and we have the freedom how to spend the transfers so long as it is something that does not harm us together with community members. The transfers are given in lump sum amounts and this helps in planning purposes in terms of the developments that we would wish to engage in at a personal level. Unlike other projects where it is given in small amounts. To avoid household conflict, what needs to be done differently is enrolling all the individuals in the household. During enrollment, those individuals who did not have responsibilities by then were left out of the program yet these are the same people who steal from their old and vulnerable parents. Another thing that needs to be done differently is enrolling all the communities in a specific village for uniformity purposes and this will prevent too many complaints coming from the communities that are left out during the registration to the programs"

"My community Kilifi is a very dry place. Vegetables are very rare as most of the time there are no rain. I have a plan of starting up a small business selling small fish, locally known as (Omena). Besides this, I am also planning to start up a business selling water to my community members. I will be installing a water tank for collection during the rainy season and this will be sold later during the drought season."

"I do subsistence farming for a living. I am planning to start up a small business supplying maize to boarding schools. I usually do it although to homesteads on order. In the near future, I will be expanding and mostly the deliveries will be done by the motorcyclist as they will be in large quantities. The profits from the business will be taking care of my kids' school fees."

"According to my opinion, what Give Directly does so well is that they give out unconditional transfers, different people have different needs, and we have the freedom how to spend the transfers so long as it is something that does not harm us together with community members. The transfers are given in lump sum amounts and this helps in planning purposes in terms of the developments that we would wish to engage in at a personal level. Unlike other projects where it is given in small amounts. To avoid household conflict, what needs to be done differently is enrolling all the individuals in the household. During enrollment, those individuals who did not have responsibilities by then were left out of the program yet these are the same people who steal from their old and vulnerable parents. Another thing that needs to be done differently is enrolling all the communities in a specific village for uniformity purposes and this will prevent too many complaints coming from the communities that are left out during the registration to the programs"

"In my opinion, what GiveDirectly does well in this program is that we receive the transfers in lumpsum amounts. This helps in planning as one is in a position to do something huge as compared to when the transfers are given in small instalments. The unlearned recipients are taught how to use mpesa. This has reduced the number of theft cases in the community as most of us managed to change our pins to a more secure code. To avoid household conflict, what needs to be done differently is enrolling all the individuals in the household. During enrollment, those individuals who did not have responsibilities by then were left out of the program yet these are the same people who steal from their old and vulnerable parents. Give Directly staff are very transparent during the enrollment process, they are so keen during the verification process and this ensures that none is left out during registration to the program. Another thing that needs to be done differently is enrolling all the communities in a specific village for uniformity purposes and this will prevent too many complaints coming from the communities that are left out during the registration to the programs."

"-I am a parent of three boys who are still in Primary school, they are in classes two, four and five. Before the GiveDirectly transfers, I never had any stable source of income and providing for my family had been the most difficult task I have ever faced. I used the whole transfer of kshs 53,000 to purchase a power saw for my business. Before I bought the machine I used to hire it from someone else and this was quite expensive as I remained with very little money for my family's basic needs like food, clothing and education."