"The biggest difference in my daily life is having hopes of soon building a decent house which is not leaking because I have already bought the biulding materials required. This will save my households from being destroyed by rain and my family too won't have to wake up at night wnenever it rains to get shelter."

"The biggest difference in my daily life is having a bigger house so I'm now comfortable hosting visitors without asking for a space from neighbors."

"The moment I received the transfer I was overwhelmed for joy because I had never received such a lumpsum amount of money at once . I was really in need of many things and the first things that I thought of settling was paying fees and reparing my house."

"I feel at peace seeing my child going to school without staying back at home while others are studying. I used feel pain whenever he cries when he couldn't go to school because of lack of school fee."

"The biggest difference in my daily life is having a bigger house. This makes me so happy and I'm not ashamed anymore of hosting visitors since I now have enough room to accommodate them."

"I feel I have made a step a head by buying iron sheets so I have the hopes of soon having my compound. This will give me a lot of peace and a feeling of independence."

"My biggest hardship is when my husband divorced me and got a new wife, sending me and my daughter out of his home.This made my life difficulty because I hardly had, no home to return to since both parents of mine were dead.I ended up beginning a new life in my aunties home"

"My childs' sickness is my biggest hardship. My son has sickle cells and treating him is very expensive.I normally visit the hospital twice in a month because of my son's medical condition.This is challenging in terms of money for paying his medical, food and transport bills"

"My biggest hardship is lack of farm land. My family gave out the only piece of land that we had as security to acquire a loan because my parents-in- law were over demanding for dowry Now, I have no where to cultivate yet i would really wish to. "

"The moment when I received my money I felt very happy because I could carry out pending Projects.."