"My goal is to open up other shoe shops and even acquire a stall in Gikomba market where I can sell more shoes. I intend to use my coming transfers and the proceeds from my current business to achieve this goal. I also hope to own shops and stalls that I can rent out to other sellers at a fee."

"I expect my life to change in the next six months in that I will have bought building materials to build a big poultry house and to expand this project to save some money to pay school fees and ensure that my children will not be sent home for school fees."

"I expect my life to change in the next six months in that I am planning to buy a dairy cow to reduce the cost of buying milk. Currently, I am buying milk and its so costly for me."

"I expect my life to change in the next six months in that I will have completed building a bricks house. My family will have a good house to sleep and reduce the tedious work of smearing a mud house like what they are doing now."

"I expect my life to change in the next six month in that I will have started a new business of selling second hands clothes. This business will earn me some income to also pay school fees and even expand my poultry keeping project."

"The biggest difference in my daily life is that I have developed a great sense of hope and motivation in life. Since I received the transfers, I now see that things in life can change for the better. I feel more brave to face life, and I now know that things can really take a turn for the better in life."

"I became so happy when I saw the Mobile money message at around 2 am in the morning. I ululated, dance and I never went back to sleep because I was imagining how going to build a Iron roofed house and therefore no more suffering looking for grass."

"I expect my life to change in the next six months in that I will have bought a dairy cow and cut the cost of buying milk. I will be able to save some money to pay for school for my children in school and even to expand my existing business of poultry keeping."

"I felt so happy that time because I used to over think how my children will go back to school since I did not have enough money to cater for their tuition. When I was diagnosed with illness, I sold almost everything in the household to seek medical attention and I did not have anything to sale in order to pay school fees. Immediately I saw a mobile money notification I realized that my children could now go back to school."

"As per the great plans, I have at the moment, I have great hopes that by the end of six months I would have accomplished most of my goals, among them being the vegetable project which will guide me to purchasing a piece of land. My expectation in the next six months is to have fully purchased that piece of land and I will only be left with the construction work."