"The biggest hardship that I am faced with is inadequacy of money to meet the needs of my family."

"The biggest hardship that I am faced with is lack of money to facilitate the needs of my family. "

"Receiving this money means I will be able to build an iron roofed house, buy a cow that can reproduce and take care of future eventualities. "

"The biggest hardship I face currently is lack of enough money to enable me sort some issues like buying land ,food and other items."

"Receiving this money means I will be able to meet the scholastic needs of my children. "

"Receiving this money mean I shall be in position to pay school fees and providing basic needs to my children studying in zula primary school."

"My plan is to build ironroofed house with the transfers."

"I expect that in the next six months, I will be able to pay school fees more comfartable without having to overwork myself. I expect to have more than one source of income so that I am able to take of my family better."

"The biggest hardship that I faced in life was lack of stable source of income. This was as a result of not having a stable job due to low level of education. My life has been a hustle and I engaged in all sorts of casual jobs such as selling water using a handcart, fish mongering, selling scrapes and burning charcoal. I struggled all along until I started a welding shop that has changed my life a bit."

"My life is different because I managed to build a new home because the casual labor that I used to do could not have raised money to build a new home. I was also able to formalize my marriage by paying her bride prize without wish she would still be nagging me or she would have abandoned me like my first wife that left me for nonpayment of her dowry. I managed to reclaim my motorbike that was seized by Kenya Women microfinance that had taken it because i had defaulted loan payment."