"I managed to buy building materials using the transfers and built a new house as I had a very small house that could hardly accommodate my large family. I live in a beautiful house now that is the envy of the whole village. My family can also eat well because I have a business that generates daily income for their upkeep."

"I have a four bedroomed house which I would have never had were it not for the cash transfers from GD. At my age, there is nowhere I would have gotten such a huge amount of money, so the idea of building a new house would have just remained to be a dream that could never be realized."

"Before we received the transfer, we were using a kerosene lantern for lighting which produced a lot of smoke yet very little light. The kerosene used was also costly and not readily available as we had to walk a long distance to get it at a fair price. With the money that I received, I was able to buy a solar lighting system which came with five bulbs, enough to light all the rooms in the house and outside the house to enhance security. I am happy that I now save a lot of money that I initially spent on kerosene and I don't have to deal with a dimly-lit house at night as the solar lights are bright enough."

"My life will be better than today since I expect to have started poultry farming hence will be earning from through eggs sales. I will be in a better position to always give my family better access to basic needs since will be generating my own income. I will be incurring fewer debts unlike now I have no other source of income."

"My wife has been constantly reminding me about the dowry payments as she is also getting a lot of pressure from her parents who want the ceremony performed before the end of the year. This has been causing a lot of arguments between us because I feel that she does not understand that I also want it done as much as she does but not able to do so due to financial difficulties. Now that I have the money for the dowry payment, I expect to have more peace in my house in future."

"I have been focusing most of my previous transfers on my paying my school fees because it is the biggest need I have at the moment. Because of this, I have never had an opportunity to buy other personal items that I have always desired to have such as proper clothes and shoes. In the next six months, I will have cleared my fees for the year and will have the freedom to spend my transfers on such items. This will change my life because I will no longer rely on my mother or worry about taking on casual jobs to earn money for such items."

"Receiving this money means that I will be able to build an iron roofed house. "

"Receiving this money means that I will be able to buy a piece of land, build a better house and pay school fees for my children. "

"Receiving this money means that I will be able to buy cows that can provide milk for my family, take care of the education needs of my children and complete the construction of my house. "

"The biggest hardship that I am faced with is lack of money that would enable me to build an iron roofed house. "