"I have to build a new house according to our culture since my wife passed on, so i will build a new house using the upcoming transfer. I will also buy food for my children."

"When I will receive my upcoming second transfer, I will build a semi-permanent house of 30 iron sheets, that is more spacious to accommodate my growing family since my current house is poorly ventilated and we have exceeded it carrying capacity."

"My biggest hardship is to ensure that my farming is productive and the proceeds can support our welfare. I don't have enough land and farm inputs therefore I hardly gather something out of the venture. "

"My proudest achievement is that I was able to educate my son to form four amidst all the financial challenges and now he is independent working in Meru. "

"The biggest hardship in my life is in ensuring my children get education especially beyond primary level since I am not able to pay the heavy secondary school fees. "

"The biggest hardship I face is in sourcing for better income since the means are scarce. "

"My biggest hardship is settling school fees for my two sons in secondary school forms two and three since I have no stable income source. "

"The biggest hardship is that the poor economy has caused my business to run losses. I hardly recover my capital. "

"My biggest hardship is to get a job since the opportunities in the line of masonry are scarce. "

"I have really struggled to pay school fees for my children, I could easily sell some of the cattle I reared back home to ensure that my children does not miss school."