"I expect my life to change in the next six months in that I will have cleared paying school fees for my children. This will enable them to have enough time for their studies hence they will improve in their performance."

"I expect my life to change over the next six months in that we shall have already bought the oxen that we are planning to buy and possibly start advanced farming. We expect to be able to put more land under agriculture and at a lower cost. This will definitely mean that we have more income from our farms and we can meet the family's expenses without any difficulty."

"I expect my life to change more as I plan to use the transfers to pay school fees for my children. The children will have quality education at the end of the day and that will help them shape their future however best they want."

"I expect my life to change in the next six months in that I will be owning three goats. I will use my subsequent transfers to achieve this. When they reproduce in number, I can be able to sell the young ones in case of an emergency. I will also be using these goats milk to make tea for my family and sell all my dairy cows surplus in order to increase my income from dairy farming."

"My life is different than it would have been if I never received the transfer because now I have build a desent house which"

"A few months after I started receiving these transfers, I decided to quit my previous domestic jobs I did for a living and started a firewood business. The business is doing so great but I still want to expand it, therefore most of my transfers are still used to bring in more stock. This month, most of the money I received was used to buy more firewood stock and the remaining amount spent on foodstuff and other household needs."

"I received message alerts on my phone early in the morning and on checking to confirm who the sender was, I realized that it was from GiveDirectly. It was informing me that I had received my first transfer into my Mpesa account. I could not contain the joy that instantly filled my heart. I celebrated with my family as we gave thanks to God and to GiveDirectly for the money."

"After completing high school a few years ago, I was unable to further my studies due to low income from my parents which forced me to stay home. With too much time on my hands, I hung around irresponsible and idle peers which led to my having a baby in my teenage years. This made it even worse as my parent was very mad and disappointed and cancelled every little plan she ever had of furthering my education. I had to accept my fate and even considered marriage a number of times but, thankfully, GD came to my rescue and gave me an opportunity to take a course in catering which I know will earn me a decent living and enough money to support my family. I would not have been able to take the course if it were not for GD because I am sure my mother would not have paid for the course owing to her little income."

"My sister had been very sick for the past four months, so I had to quit my business to attend to her while she was admitted to the hospital. This made it so hard for me to cater for her medical bills because I had no source of income and I was forced to take a huge loan from a friend which I have been repaying using part of my monthly transfers. I also paid the rest of the money that I received to a group we had formed when we began receiving these transfers with the aim of pooling funds together since we intend to buy a plot which we can later develop or subdivide among ourselves."

"I had invested part of the transfer on planting some potatoes and believe in a few months from now I would have harvested. The money which I will earn from this with the transfers which I would have saved by then I will spend bosting my dairy farming."