"Paying medical bills for my three epileptic children is my biggest hardship. The three children are undergoing treatment in daily basis because they have to swallow medication. Besides, I do not have enough time to go out to dig because I have to be close to them and monitor."

"I expect my life to change in the next six months in that, I shall have started rearing chicken which I will use my two subsequent transfers to build a chicken coop and buying a few chicken for the start. In addition to this, I am planning to use the money I will get after selling my french beans to buy a dairy cow. Dairy farming has always been my dream and hopefully, before the end of this year, I foresee myself starting it up. Having the two projects running smoothly has always been my dream to serve as my alternative sources of income."

"I expect my life to change in the next six months because from the sales I will have saved enough money to build a kitchen. I badly want to build this kitchen because my children are first approaching the adolescent stage and I don't have an extra room to accommodate them. The kitchen will also come in handy with storing my harvest in the next season. I will also be able to comfortably cook even during the reason seasons without messing my household items with soot."

"The business I am planning to start now will be operational in the next six months. This will have sorted the school fees issues and other bills in our household. I have a lot of hopes in it that it will work well for me and makes other projects easy to run too."

"I expect my life to change in that I shall have bought a dairy cow for the family and bring and end to the endless buying of milk for the family. I also expect that we shall have finished paying the debts owed to us on a tea plantation and be able to start other meaningful family investments that will help us a lot in raising the living standards of our family."

"I expect to have started pig rearing and God willingly I will be earning more income this will improve my living standards and those of my family members."

"I expect my life to change in that I expect to have more assets for the family and be able to meet some of the most basic needs for my them without having to worry on where I can get casual jobs to give me the money needed. This shall as well mean that I will be raising a happy family."

"Having started my small shop business it will act an additional source of income hence I would be able to pay school fees for my school going children with much ease."

"My new goal for the next four months is to save money and pay school fees for my children so that they will be able to pursue their dream without any interference."

"In the next six months I expect the living standards of my family to rise and generally have more assets for the family in terms of livestock and other family assets. This will definitely make us a happy family in the long run. I have plans of selling the assets that shall have been accumulated then and be able to buy a piece of land."