"I have been running a restaurant business for quite some time now and so far the business has been generating profits for the time it has been operational. My plan is to invest more in the business and make it more profitable going into the future. I believe that the business will keep me afloat going into the future even past the period when the GD will have stopped sending us the transfers."

"I expect to have a lot of changes in my life withoin the next six months because for one the number of birds I have currently will have increased significantly because they keep on laying eggs every now and then. It, therefore, means that I will have the chance of selling them out anytime I feel like I need some urgent money to sort out my financial needs. Secondly, I want to buy two oxen which I will be using to cultivate my land, and the only way in which I can get the cows is through the sale of these birds."

"The moment I received my money, I felt so happy knowing that I was going to fulfill my dream of owning my own oxen."

"I have no additional goals at the moment but to improve my clothing business which is on a downward trend to ensure that it is stable. My plan is to invest in more items so that my customers can have a variety. I also want to focus more online advertisements and promotions through social media to promote my products."

"I expect to start up a business that will help generate my family some income. I will boost my business to help generate more income for my family. That is how life will change in the next six months."

"My plan in the next six months with GD transfers, I want to focus on paying school fees for my children. I would not want a repeat of what happened with my firstborn where he finishes school but cannot get his certificates because of arrears. I would want to pay their fees in advance and this will help them get good grades when they are not regularly sent home for fees."

"I expect my life to change in the next six months in that I will have cleared paying school fees for my children. This will enable them to have enough time for their studies hence they will improve in their performance."

"I expect my life to change over the next six months in that we shall have already bought the oxen that we are planning to buy and possibly start advanced farming. We expect to be able to put more land under agriculture and at a lower cost. This will definitely mean that we have more income from our farms and we can meet the family's expenses without any difficulty."

"I expect my life to change more as I plan to use the transfers to pay school fees for my children. The children will have quality education at the end of the day and that will help them shape their future however best they want."

"I expect my life to change in the next six months in that I will be owning three goats. I will use my subsequent transfers to achieve this. When they reproduce in number, I can be able to sell the young ones in case of an emergency. I will also be using these goats milk to make tea for my family and sell all my dairy cows surplus in order to increase my income from dairy farming."