"Receiving this money means that I will purchase land for farming. Right now I keep hiring land for cultivation and it's expensive. The balance of the money will be used to buy oxen for ploughing."

"The biggest hardship that I am faced with is lack of money to do the things I would like to do. I want to build a house, buy a piece of land and do many things for my home but I don't have the capacity to do so since I don't have money. "

"The biggest hardship that I am faced with is lack of oxen to support in farming. I dont have money that I would otherwise use to buy my own. For years, I do casual labour so as to raise money with which to pay the person who comes to work for me or I take some time to work for him in exchange of his service. This is a very hard thing to do and what really makes it hard is that I always cultivate late because I first have to wait until I can hire the service which at the end effects the yield of my crops hence food shortage. "

"Receiving this money means I will be able to buy five cows that will reproduce. I intend that they multiply so that I can be able to sell them off at a later stage and raise money that can buy a piece of land for my children Since I am a single parent. "

"The biggest hardship that I face in life is not having a helper at home in form of a spouse. This is because I do not have what is required (cows) in order to marry. It's a big challenge because I can not run my projects well and that is making me lag behind in terms of development. "

"The biggest hardship that I am faced with is living alone as a single parent. I married a lady whom I think was not ready to settle in marriage so she left me. Since then, I have not been able to marry again because I don't have money to facilitate marriage again. I am also worried that may be I will again chance to meet the same kind of person (lady) that I met before though there is need to have a woman in the house."

"The biggest hardship I face is sickness. My family members fall sick a lot and I spend too much money on treatment that would help in development. My family faces hunger due to low income savings."

"The biggest hardship I face in my life is inadequate financial support. I have children that are studying and my challenge is lack of a financial source on income that will facilitate payment of their school fees in a timely manner. Currently, I am relying on farming as my main source of income which is not reliable."

"I intend to build a home for mysef with this money. I currently live on the land the land that we don't own."

"The biggest hardsip I face in my life is inadequate land for crop cultivation. We survive on hiring land which is not sustainable. The cost of hiring land is high and that makes the household to have a poor saving culture. "