"The biggest hardship that I am faced with is inadequacy of land for cultivation. The piece of land that is available for my household to cultivate is too small to support the family and at the same time, I do not have the capacity to buy more because I don't have mooney. What I do most of the time is casual labour just to be sure that atleast soap is in the house and children have what to eat."

"Receiving this money means I will purchase two cows to act as an investment. When the cows produce, I can sell some in order to pay school fees for the children and pay bride price for some of them. I am currently using farming as my main source of income in order to raise income for the household. I will then build a varendar for my house such that rain water can not weaken it."

"Receiving this money means I owning oxen. This will lead to early ploughing and planting of crops which will lead to high produce and income. I have been suffering because I have to wait until those who have the oxen complete ploughing then they will offer to plough in you farm land too which comes with late planting hence poor yields. "

"The biggest hardship I have faced is inadequate income to pay my children's school fees. I have many of them that have reached candidate classes and all require a lot of money from me of which I don't have."

"The biggest hardship I have faced is food shortage. I don't have enough land to cultivate crops."

"I underwent a caesarian section in 2016 after my second pregnancy developed problems. This condition forced me to close down my shop because I used all the finances to cover the medical bill. Since then I depend on my husband for a living. It has been my greatest desire to reopen this business in order to earn extra income for my family. I will therefore use part of this transfer to achieve my dream. Besides, I will start a goat rearing project. This will help me educate my children because I have plans to give them a bright future."

"Receiving this money means I will be able to build an iron roofed house that my family can comfortably sleep in. This will give us good rest. I also hope to pay bride price to my parents-in-law so that I can settle with my wife as a family. I have kept postponing demmands from my wife's mother just because I don't have the capacity to pay dowary. I take this to be the only opportunity I have to do that."

"Receiving this money means I will be able to buy oxen that will support in cultivation. I believe this will improve food productivity in my home. Both my husband and I are now old and we can not use a hand hoe. We do not have the energy that is required to clear a garden using small hand hoes. "

"The biggest hardship that I face in my life is inadequate land for crop cultivation as the only south of income for my household. We had a series of deaths of relatives which forced us to lease out land in order to enable us to raise money for meeting burial expenses. This has reduced of farmland hence low income at household. "

"Receiving this money means building building permenent iron roofed house. That will improve on our saving and standard I living. It's tidious to renovate a grass tahtched house coupled with the cost and inconvinience that it comes along with."