"In the next six months l expect to have saved and bought a cow as my long term investment."

"In the next six months l will have expanded the business and be able to serve the whole community and enjoy more profit out of it."

"Before receiving this transfer, I had a plan to acquire bigger sauce pans that I would hire as a way of generating income for my children's education but I couldn't afford by then. However, after I received my first money, I was enable to deposit half the price of the 4 sauce pans of my choice and I am going to complete the payment with this second transfer. I expect these sauce pans to generate income for my children's education and my farming activities. In addition, I have a cow that will produce milk and help with children's education when it reproduces."

"Previously, I worked in people's farms in exchange of their oxen but I was given a day or two to use the oxen which was not enough for me to plough my farm land that often led to food shortage in my home since I used to plant in a small portion of land. However, when I received money from GiveDirectly, I bought oxen that will help me plough my piece of land come next year and I will not face food shortage anymore because I will be in position to plant in a larger piece of land that my oxen will plough."

"Inadequate financial resources to fulfill my dream of owning a piece of land has been my biggest challenge in my life. We were forced to rent a plot in order to build a home but currently we are likely to be shifted out. This has worried me a lot and I am always pissed off."

"Imagine living in a tiny, grass-thatched, single-roomed house with all your 7 children!! This has been a very horrible moment to me and my 4 elderly children are forced to seek refuge in a neighbor's house. I have wished to construct a decent one but I have never fulfilled this due to inadequate finances. Therefore, a respectable house for my family is what receiving this money means to me since I am planning to spend $300 to build a spacious house for my family."

"The last maize harvest I had was over five years ago.There has been a maize crop disease that has wiped out the crop year in year out.Since I cannot do any casual jobs,this has exposed me to hunger and a greater dependence on my children who also have their own families.Aside from the other challenges of being left alone after the death of my wife,this is the biggest hardship I have faced."

"Lack of a reliable source of income has been my biggest hardship that I have ever faced in my life. Currently, I am doing a charcoal burning business in order to bring food on my table, because my motorbike developed mechanical problems. This job is very tiresome and it is a hand mouth one since its income is inconsistent and sometimes I skip meals not to mention saving for dowry payment. This has really robbed my joy since I have turned to be a laughing stock in the community considering that my young brothers are married."

"My first priority is expanding my poultry farm when I receive this money.I will start by fencing a portion of my compound using mesh wire to ensure the chicken are contained hence well taken care of.I will add 20 indigenous chicken to the few that I have.My second plan is buying a dairy cow which will cost me not less than Ksh.30,000(300 USD).I depend on my children to get milk for consumption because I cannot afford to buy my own.I am now very happy because I can also sell the surplus milk and satisfy my own needs instead of depending on my children."

"My grass thatched hut is very difficult to maintain because I have to replace the roof every 4 months. Getting grass in such a dry stricken area is no joke and most of the rainy seasons come when my roof is almost open. This means I have to struggle for shelter and I cannot bear the cold in this house. The walls also keep on falling because they are not strong enough to resist the strong winds that prevail in this area. I am even afraid that it might collapse while I am inside. I therefore plan to construct a good house with iron sheets roof and much stronger walls. This will save me the agony of living in a house that is a threat to my safety. "