The biggest difference in my life because of GD transfers is that I have a new and presentable house. I did not know in my life I could own a semi-permanent house. This is because of my low income from casual work which was very inconsistent. Without the transfers, I would have taken a loan to build a new house and I would have really struggled to pay it back since my income alone could not meet our needs successfully. Thanks to GD for the transfers.

In my opinion, I feel GD did well in giving cash to everyone. It helped everyone in their area of need which was the most important thing. There is nothing GD is not doing well according to me.

I spent my transfer on buying building materials such as iron sheets, nails, and timber which I am currently using to put up a new house. The one I had was old and leaning on one side. I feared it would collapse anytime. I had started looking for loans to buy building materials when I received my transfer from GD. I am glad I never lacked a place to live in because of the transfers. I also used part of the transfer to buy new household items such as bedding, utensils, seats and steel doors. My house is in a very good condition because of the transfers. The remaining part of the transfer I used on buying a solar system which has helped me reduce my daily expenditure by not buying kerosene on a daily basis as before the transfers.

I had been yearning to have my own permanent house for the longest time and getting this reward has been a dream come true. I actually succeeded to construct a decent house using the transfer from GiveDirectly. This has made my life to be totally different considering the fact that the previous one was a temporary hut that had a leaking roof and was also very small. Being the breadwinner and a widow, life was very tough. I had no hopes of constructing a decent house in my life. The little amount of money that I was earning was majorly spent on paying school fees for my children and meeting their basic needs. I am now happy since the coming of GiveDirectly has transformed my life in numerous ways. I sleep under an iron-roofed house and I no longer worry about the rains which have been a bother in my entire life.

I remember very well what happened that morning. It was around 7 am when I was about to make a call to my son then my phone vibrated continuously. I quickly decided to check what the notification was all about. I was very happy when I realized that I had received an Mpesa message from GiveDirectly and immediately started planning on how I could use the money.

I had been longing to sleep in a decent permanent house and because of this, I decided to spend a larger portion of my first transfer in buying building materials such as iron sheets, nails, and building poles. The house is almost finished and this will be finally a dream come true. Currently, I am living in a small grass-thatched hut. The stress of replenishing the grass thatched roof yearly has taken a toll on me because it was very expensive. Hopefully, I will move into the beautiful house soon courtesy fo GiveDirectly's transfer. I then bought some goats as my potential asset. I opted to buy them because they reproduce twice a year and mature faster. Additionally, paying school fees for my children was also my priority and so I used part of my transfer to pay both primary and college fees. The remaining amount of money was spent on buying sufficient foodstuffs for my family and other household items.