"The main challenge is a sleeping place. My house is very small for the family and the beddings are not nice and enough for everyone."

"I struggle with a descent sleeping place and money in my home to buy food"

"I am so glad to be enrolled in this programme. I know I will use this money to make a huge difference in my home"

"I am so happy to receive these funds. I will use this money to build a new house and also buy fertilizer"

"I struggle to find money to buy food and a descent sleeping place for my family. We sometimes have days when we have no food"

"I had started constructing a brick house but I ran out of cash so I left it halfway. The moment when I received the first transfer I spent it on roofing the house and completing the other areas that were left hunging. I am glad I now have a decent house."

"The biggest difference in my daily life is the pride and happiness I feel for owning a cow. This a good investment for the future because it comes with more benefits."

"Lack of a reliable source of income is my biggest hardship. I work as a taxi driver. This job earns me 300 shillings in a day but it is not guaranteed because sometimes the taxi breaks down forcing me not to work. Due to this reason,I have not managed to fulfill all our needs such as shelter."

"Poor health has been my biggest all along. This is caused by my asthmatic condition which started during my childhood days. I did not get proper treatment and engaging in manual jobs worsened it. Currently I cannot undertake any heavy work because of the frequent attacks and severe chest pains. It has reduced me to a housewife and I'm fully dependent on my elderly husband. Since he doesn't have a stable income life is very difficult for us."

"Financial constraint as a result of a poor source of income is my biggest hardship. Earning 800 shillings a month from my charcoal burning job means I cannot meet all my needs. Sometimes I can go for weeks without getting a coin when I fail to find a customer. This contributes greatly to my miserable life since I cannot afford most decent living."