"The scarcity of cash and job is a serious problem."

"The challenges are not easy, there is no cash, no job and etc."

"I was in my house relaxing while chatting with my son after completing my morning chores when received the message of my transfer. Being illiterate, I passed the phone to my son who confirmed it was the transfer from GiveDirectly. I was overwhelmed with joy after receiving the transfer that would change our life for the better."

"With 2 children in school, one in college taking teaching course and the other in the secondary level. I have been struggling to educate them especially in paying their fees they were often send home due to fee arrears. I am a charcoal vendor, a job that earns me utmost KES 3000 per month. I invested KES 44000 of my transfer on their education by giving the KES 22000 each to clear the fees. I am confident that my children will learn without being sent home due to fee issues. I also boost my goats rearing by purchasing two more goats at KES 2500 each this is because it was not stable because I had sold most of them children education. I bought enough food stock for the family with the remaining amount of the transfer."

"I spent KES 45,000 to start livestock rearing by purchasing 3 indigenous dairy cows. I have always wished to venture into this activity since I am experienced in dairy farming. This is a reliable of source income for the family as I am planning to be supplying milk to my neighbor at KES 50 per liter. I will use the income to cater to basic needs like food, clothing and save some to educate my children. I also used KES 2500 to pay school fees for my 3 children who are still lower primary. In addition, I purchased a school uniform for one of my kids who were casual wear while going to school. I was feeling ashamed as a parent for not fulfilling my responsibility. I bought enough food stock with the rest of my transfer."

"(Lack of income),this is a serious challenge for me. Every day that God sends , I have to go through it like a mystery. That is , holding on to whatever that comes before me so as to put food on the table for my family."

"" My problems are many, but the first of all is sending my children to school. My husband is very old and sickly. He's doing nothing to help send them to school. When my children can go to school, I will really be happy"."

"" The major challenge I am faced with is providing my family daily need. My husband and I have to work as daily hire for some people in other to have a living for our family. When ever we burn wood for the preparation of charcoal, we don't really earn much because there aren't much buyer.""

""Currently, I am pregnant and a mother of two secondly, my spouse is a Commercial Motorcyclist the little he earn is not sufficient for the upkeep of the family. I have to work hard on the farm just to earn additional cash for the family. Many at times I have to work on the farm of others just to earn a living. Access to cash is a major challenge for me.""

""My major challenge is my Inability to expand my house. Me, my five children and my husband all sleep in the same room. All this was caused by the violent storm that broke our house early last year.""