"Receiving this money means that I have been empowered to do a small business , I have been dreaming of doing it but I haven't had capital to do it so this transfer is like an answer to my prayers"

"I used my second transfer to buy timber, door frames and window frames which i want use in building my house. I also bought bags of maize to use for food."

"Receiving this money means self employment for me. I had a small business of selling second hand clothes. The business was doing good. I could earn as much as 400 KES per day. My husband lost his job. He was working in Kongowea as a vegetable seller. Things became very tough when he lost his job. Buying the basic needs such as food became a challenge. This forced me to use the capital that was keeping my business running to meet the needs of the family. Eventually, my business collapsed. I have never made a come back due to lack enough money. I have tried to search for an employment to atleast cushion us from the challenges we face but I am yet to succeed. I tried selling fried fish in the village but the business failed. I was not getting enough customers. I intend to use the money I will be receiving to revive my business of selling second hand clothes. I will infact build a small house for the business instead of hawking. I will be sourcing the second hand clothes from Mombasa and come resell them in my village. Based on my experience of this business, I will be earning atleast 200 KES on a bad day. This amount will help us as a family. I will be able to buy food, clothes and also meet other family expenses such as school fees and medical bills."

"My focus was on improving the roof of my house. I thought it wise that my house should have an iron roof. The grass thatched roof was giving me problems in rainy season because it was leaking. I bought timber, wires used to tie the timber and nails. I used part of the money to pay a carpenter. I also bought a bag of fertilizer in readiness of the next growing season. I also don't own a farming land and is used the money to rent a piece of land. I have also started a small business of selling vegetables. I have saved part of my transfer to use it on my day to day needs."

"Currently, the challenge I am facing is lack of money. Money is very vital in sorting all the necessary needs as they arise. This week, my 3 children were denied access to their school due to school fee arrears amounting to 3,000 KES. It is not because I do not earn any income, the income I get is very little. I currently involve myself in farming, mainly cassava production. Once I sell the cassava, I approximately earn 5,000 KES per month. With a family of 5 children, this amount is never sufficient.Most of it goes into buying food and essential bills such as medical bills."

"I would like to thank GD for this program. I was stuck but now things are working for my good. The money was really enough to do great things. My day to day life has been simplified because I am able to buy my day to day needs. Food is no longer a problem. I have enough food and I have never gone to bed on an empty stomach as I used to do before the transfer. My house is also looking very nice. I bought metallic windows, bags of cement for plastering and flow and wooden doors. I am so grateful for this."

"My life is now different as compared to the past as I now have beddings and mattress,,I am able to sleep comfortably in my house. I will be able to build a new house in the coming months and I now have more kitchen utensils such as plates, spoons and pots.. Lastly, with the money that I have saved, I will be able to purchase fertilizer hence I will have enough food."

"The biggest hardship that I face is lack of food due to lack of money. Since I am a fisherman it is difficult for me to make money in the rainy season because this is the time that fishing is not allowed. So during that time I suffer because I can hardly make money."

"I live a happy life nowadays than before. My life has greatly changed for the better. I have managed to improve my house such that I bought paint and painted my house. I did have a proper toilet and I used part of the money to build a toilet and pay the builders. I have also started livestock production. I am confident that my goats will multiply and I wil be able to sell them in the near future. Another great change is in terms of food intake. My family is able to have three meals on a daily basis."

"I have now managed to finish my house which i was failing to do so in the past years because i do not have a job that brings in enough money to complete such a project. I depend on small casual labour jobs which just provide food for my home."