"Our lives could be changed with this money. For example we could use the money to repair our house, buy blankets and mattress and then purchase food. After making sure that we are living comfortably, I would then use the money left, if any, to start a business."

"I am in a family land that was left with my late father and we can not build any permanent structures because it is only one hectare for my five brothers and I. Receiving this money means I can buy a new land where I can call home. Currently, I do not have any permanent structure where my 5 children can sleep well. One hectare of land goes for KES 30,000 and I can use 20,000 to build a semi-permanent house to accommodate my five children. I can be able to also grow maize with my new land where I will be calling home. With the remaining amount, I will take my five children to school for a better educated."

"Food insecurity in my house is a bigger challenge in my house. My children goes to school without taking break fast and walk barefoot on the scotching sun ! I am not stable financially, I depend on casual labour which are very hard to find especially this time after covid 19 no one is ready to build a house and therefore I have changed into cutting trees for charcoal burning business but still finding a customer to buy the charcoal is also a havoc."

"The challenge that I am currently facing is a lack of money. I depend on agricultural casual labor which is hard to get due to the prolonged drought. Due to this, It has been difficult to save enough money to restock my shop business. All the earning I received from casual work which is about KES 1000 per month goes into buying food only. Sometimes, My wife fails to attend a clinic due to financial constraints."

"Receiving this money means plenty of milk for my family and a source of income. I have never owned a Dairy cow since I was married in 2017. Every year I have been buying milk from neighbors or the cooling plant. A times someone promises to give you milk but by the time you are going for it, the story has changed. My husband works as a security guard and the money he gets does not sustain the family hence it has not been possible to buy a dairy cow. I plan to buy a dairy cow worth KES 40,000, it will produce around 8 liters of milk a day, I will get enough milk for family consumption and surplus to sell. I will also use KES 30, 000 to build a house, and the remaining will go to school fees."

"I am doing business in our town to help my family and I but things are very hard and there are no customers to buy these market. My biggest problem is the lack of enough money to buy more goods to sell."

"Depression is the biggest hardship I am currently facing. This is caused by the conflicts which are raising daily due to land issues. Our life is in danger because we have been receiving threats from neighbors. What makes me too depressed is the fact that I have nothing to do about it. The only solution is to have money and purchase new land."

"I work as a casual laborer but my ambition has been to have a stable source of income for my family of 7 members. I am planning to achieve this by starting a business ( food kiosk) that will be generating a source of income. Approximately, in a day I can make a profit of 500 KES which is enough to sustain all my basic needs such as school fees because my children are still in lower classes. Other than that, I am planning to spend the remaining part of the transfer on renovating the roof and some parts of the walls of my house which leaks during the rainy season. This will enable my family to live a decent and enjoyable life."

"Financial instability has been the biggest challenge that I am currently facing. This has been made worse by the current drought that we are experiencing in our area. The little amount I earn from my charcoal work cannot fully support all my households expenses. I have a daughter who is in secondary school, paying school fees to her has been a problem for me."

"The challenge that I am currently facing is a lack of money. I am a mother of seven children and my husband works as a Shepard for neighbors' livestock. His salary is paid when the livestock give birth whereby he earns one goat. In a year he can get two goats that do not sustain all of us for food and education. Due to this, I have been struggling to do casual jobs such as selling firewood which gives me a proceed of KES 1200 per month. The family requires KES 300 for food in a day. Consequently, it is extremely difficult to cater to the education of the kids. Sometimes they remain at home due to a lack of school fees thus affecting their performance."